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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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282 Kidd St , Fort Walton Beach, FL 32548
$730,000
Est. Payment: $3,702.42/mo
3 Bed
2 Bath
1241 Sqft
Status: pending | Days on site: 22
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Waterfront living awaits in this all-brick 3-bedroom, 2-bath home on protected deep water in the no-wake zone of Kidd Bayou. Step outside to your backyard oasis featuring a newly refinished gunite pool with a brand-new tile border, screened lanai, and four spacious decks overlooking the bayou. Perfect for entertaining or relaxing by the water!! Inside, the open floor plan is designed to maximize the views. The living room features a cozy electric fireplace, while the dining area overlooks the backyard, creating the perfect setting for everyday meals and entertaining. The kitchen offers granite countertops, updated appliances, a gas range, and tile flooring throughout the home. The primary suite is a peaceful retreat with its own private deck overlooking the pool and bayou--the perfect spot to enjoy your morning coffee or unwind at the end of the day. Recent updates include a new dock (2024), boat lift motor and electrical (2023), remodeled primary bathroom (2023), interior paint (2023), pool pump (2024), newly refinished gunite pool with new tile border (2026), refrigerator (2025), garage door opener (2025), and lanai screens and doors (2025). Conveniently located just off Yacht Club Road, this move-in ready waterfront home offers the perfect blend of boating, entertaining, and everyday living.

Highlights

Listed by Deborah G Clark , 334-349-2473 Ruckel Properties Inc , 850-678-2223. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.22

Year Built

1977

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Cinco Bayou Lots 8 Blk 6

Listing ID

1006891

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Fireplace, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Unit Waterfront,Bayou
Lot Dimensions:50x180x56.3x198
Zoning:Resid Single Family
Others:
  • Additional:Boatlift, Dock, Fenced Back Yard, Lawn Pump, Pool - Gunite Concrt, Sprinkler System, Fenced Lot-All, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage,Carport Attached
Principal Interest
$3,702
Taxes
$479

Home Price

$730,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$146,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,702.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,702.42 $478.77 $0.00 $4,181.19
Yearly $44,429.07 $5,745.24 $0.00 $50,174.31
Total $1,332,872.02 $172,357.20 $0.00 $1,505,229.22

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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