4.75% VA assumable rate available for qualified buyers with VA entitlement. This stunning 2022-built home offers 4 bedrooms, 3 bathrooms, and modern coastal living! Situated on a corner lot, the covered front porch and crisp white exterior set the tone for what's inside. Step through the front door and into a bright, open-concept living and dining area featuring luxury vinyl plank flooring throughout and an abundance of natural light. The kitchen is sure to impress, boasting white shaker cabinetry with crown molding, quartz countertops, a large kitchen island with sink and breakfast bar, stainless steel appliances, and stylish pendant lighting -- all open to the main living area and perfect for entertaining. The primary suite is conveniently located on the main floor and features a spacious walk-in closet and a spa-like ensuite bath complete with a double vanity, quartz countertops, brushed gold fixtures, and a stunning oversized walk-in shower adorned with floor-to-ceiling marble-look tile, dual showerheads, built-in niches, and hexagon mosaic tile flooring. Upstairs, you'll find a bright, open den area -- ideal as a home office, playroom, or flex space -- along with two additional bedrooms, each with ample closet space and LVP flooring. A secondary bathroom with quartz countertops and a tub/shower combo serves the upper level. Out back, enjoy a large fully fenced backyard with a covered patio, and firepit. A 2-car attached garage completes this gorgeous home. Ideally situated with an easy commute to local military bases, gorgeous white sand beaches, downtown Fort Walton Beach, and an array of restaurants and shopping.