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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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381 Santa Rosa Boulevard Unit C611 , Fort Walton Beach, FL 32548
$640,000
Est. Payment: $3,535.91/mo
2 Bed
2 Bath
1058 Sqft
Status: Active | Days on site: 1
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ERTA - E8233,E28318
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Harrison Lilly Team
Owner/Operator

House Description

GULF-FRONT, UPDATED & RENTAL-READY AT THE BREAKERS! Welcome to Unit C611, a beautifully updated 2-bedroom, 2-bath Gulf-front condo with breathtaking views of the emerald waters and sugar-white sands of Okaloosa Island. Offered fully furnished and rental ready, this sixth-floor unit combines a highly desirable beachfront location, extensive interior updates and an established rental history. Gross rental income totaled $50,532.05 in 2024 and $43,707.60 in 2025, with $35,927.80 already on the books for 2026. Step inside to find an updated coastal interior featuring luxury vinyl plank flooring and smooth ceilings throughout with the original popcorn ceilings removed. The renovated kitchen features painted gray cabinetry, white quartz countertops and plenty of space for preparing meals after a day at the beach. Both bathrooms have also been refreshed with updated showers, quartz countertops, new mirrors and updated lighting, giving the condo a clean, modern feel. The open living and dining area provides the perfect place to relax while enjoying the incredible Gulf setting, while the private balcony puts you front and center for Gulf breezes, turquoise water and unforgettable sunsets. The condo comfortably accommodates up to six guests and includes the convenience of a washer and dryer inside the unit. The Breakers of Fort Walton Beach offers an impressive collection of resort-style amenities, including two beachfront swimming pools--one heated--direct beach access, fitness center with sauna, tennis and pickleball, shuffleboard, grilling areas and additional outdoor recreation. Owners are also permitted to have pets on the property, making this an especially appealing option for those looking to enjoy the condo personally between rentals. Located directly on the Gulf of Mexico on sought-after Okaloosa Island, The Breakers puts owners and guests just minutes from the area's restaurants, entertainment, fishing, boating and attractions, while Destin is only a short drive away. Whether you're searching for a turnkey vacation rental investment, second home or your own Gulf-front getaway, C611 offers the combination buyers are looking for: direct Gulf frontage, beautiful views, extensive updates, furnishings, resort amenities and proven rental income--all in one of Fort Walton Beach's established beachfront condominium communities. Rental history: 2024 Gross Rentals: $50,532.05 | 2025 Gross Rentals: $43,707.60 | 2026 Rentals Currently on the Books: $35,927.80. Rental figures are provided by the seller and are not a guarantee of future rental performance.

Highlights

Listed by Chris Carter , 850-865-7975 and Tricia A Carter , 850-865-7925 Real Broker LLC , 855-450-0442. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1982

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Breakers Of Fwb Ph 2

Listing ID

1010297

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Washer/Dryer Hookup

Exterior Features

Lot:Gulf
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Principal Interest
$3,536
Taxes
$535
HOA
$0

Home Price

$640,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$128,000
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Monthly Price:
$3,535.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,535.91 $535.15 $0.00 $4,071.06
Yearly $42,430.89 $6,421.84 $0.00 $48,852.73
Total $1,272,926.81 $192,655.20 $0.00 $1,465,582.01

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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