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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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381 Santa Rosa Boulevard W702 , Fort Walton Beach, FL 32548
$1,150,000
Est. Payment: $6,353.58/mo
3 Bed
3 Bath
1742 Sqft
Status: Active | Days on site: 19
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ERXR - E26038
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Harrison Lilly Team
Owner/Operator

House Description

Waterfront living at its finest, in a beautifully updated 3-bedroom, 3-bathroom penthouse at the exclusive Breakers on Okaloosa Island. Offering 1,742 sq. ft and a layout that seamlessly flows to provide maximum living space, with the kitchen, living area, and master bedroom all overlooking an UNOBSTRUCTED WATERFRONT VIEW OF THE GULF. This unit features vinyl plank flooring and beautiful plantation shutters throughout every room. The kitchen showcases breathtaking granite countertops ,generously-sized cabinetry/pantry space, and stainless steel appliances. The open living and dining areas provide expansive living space, conveniently overlooking your private balcony with the direct views of the Gulf. The primary bedroom offers generous closet and living space with added luxury, waking up to a waterfront view, flowing into the stunning master bath with the convenience of a double vanity and two mirrors. FRESHLY RENOVATED BATHROOMS complimented by beautifully tiled showers and timeless marble sink countertops. The Breakers offers resort-style amenities that include two Gulf-side pools (one heated during Winter), BBQ picnic area, gas/charcoal grills, gas firepits, tennis/pickleball courts, fitness center, & a community association room. No short term rentals allowed. Owners are allowed pets. Common parking & convenient courtesy patrol.

Highlights

Listed by Dane M Aho , 850-664-2510 RE/MAX Gulf Coast Realty , 850-664-2510. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1982

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Breakers Of Fwb Ph 1

Listing ID

1012302

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Microwave, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Pantry

Exterior Features

Lot:Unit Waterfront,Gulf
Others:
  • ▪ Additional:Balcony
Sewer:Community Sewer
Principal Interest
$6,354
Taxes
$656
HOA
$0

Home Price

$1,150,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$230,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,353.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,353.58 $655.82 $0.00 $7,009.41
Yearly $76,243.01 $7,869.90 $0.00 $84,112.91
Total $2,287,290.37 $236,097.00 $0.00 $2,523,387.37

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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