Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

308 Bella Vista Dr , Fort Walton Beach, FL 32547
$636,000
Est. Payment: $3,225.67/mo
5 Bed
3 Bath
2520 Sqft
Status: active | Days on site: 26
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

A 2.5% VA ASSUMABLE LOAN may be available to qualified buyers--now that is a reason to stop scrolling and schedule a showing! Pair that rare financing opportunity with five bedrooms, three full baths, a private pool, and boat or RV parking, and this all-brick home becomes one you do not want to miss. Designed for everyday comfort and effortless entertaining, the open layout centers around a showstopping 10-foot kitchen island with granite countertops, stainless steel appliances, and two pantries. Plantation shutters dress every window, while custom organization systems in most closets and the pantry keep everything beautifully in place. The spacious primary suite offers a flexible office or sitting area, an organized walk-in closet, a tiled shower, and a separate soaking tub. Outside, the privacy-fenced backyard delivers the Florida lifestyle with an in-ground pool and covered patio ready for cookouts, entertaining, and relaxing poolside. A two-car garage and extra parking for a boat or RV complete the package. Five bedrooms, a private pool, exceptional storage, and potential 2.5% financing--opportunities like this are meant to be seen, not saved for later. Schedule your showing before someone else dives in!

Highlights

Listed by Michelle A Whitaker , 850-855-8551 ERA American Real Estate , 850-651-2454. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.23

Year Built

2021

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Bella Vista S/D

Listing ID

1008274

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Oven Self Cleaning, Refrigerator W/IceMk, Smooth Stovetop Rnge, Water Heater - Elect
Air Cond:Ceiling Fans
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Ceiling Crwn Molding, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Cleared,Level,Within 1/2 Mile to Water
Lot Dimensions:82.5 x 124.4 x 75.5 x 151.5
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Lawn Pump, Pool - Gunite Concrt, Sprinkler System, Yard Building, Patio Covered, Fenced Privacy
Sewer:Public Sewer
Parking Features:Boat,RV

Open House

Upcoming Open Houses
Saturday 1:00 pm - 3:00 pm Aug 22
Principal Interest
$3,226
Taxes
$470

Home Price

$636,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$127,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,225.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,225.67 $470.32 $0.00 $3,695.99
Yearly $38,708.06 $5,643.82 $0.00 $44,351.88
Total $1,161,241.92 $169,314.60 $0.00 $1,330,556.52

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services