Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

144 Monahan Dr , Fort Walton Beach, FL 32547
$950,000
Est. Payment: $5,248.61/mo
4 Bed
4 Bath
4454 Sqft
0.48 Acres
Status: Active | Days on site: 201
Get Pre-Qualified
EAM1 - E0754
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Bayou living with room for everyone. On nearly half an acre with 87 feet on Cinco Bayou, this 4,454 sq ft home pairs a seawall, boat lift, and private gunite pool with space rarely found on the water: a separate in-law apartment with its own living, dining, and bedroom, a 40 x 10 detached workshop, two-car garage plus carport, and RV parking. Inside are vaulted ceilings, cedar accent walls, a stone fireplace, and a 29 x 37 great room built for gatherings. The waterfront primary suite has a walk-in closet, garden tub, and separate shower. Natural gas, public sewer, and an irrigation well. Ready for your personal updates and priced accordingly, it is one of the most affordable ways to own on the bayou in Fort Walton Beach. Minutes to Eglin AFB, Hurlburt Field, and the beaches.

Highlights

Listed by Wayne Myshin , ERA American Real Estate , 850-651-2454. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.48

Year Built

1947

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Bella Vista S/D

Listing ID

998388

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Security System, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Atrium, Built-In Bookcases, Ceiling Vaulted, Fireplace, Lock Out, Split Bedroom, Wallpaper, Walls Paneled, Washer/Dryer Hookup
Water:Well

Exterior Features

Lot:Bulkhead/Seawall,Flood Insurance Req,Bayou
Lot Dimensions:106.6x210.9x63.06x7.3x7.4x10.74x229.9
Zoning:Resid Single Family
Others:
  • ▪ Additional:Boatlift, Lawn Pump, Pavillion/Gazebo, Pool - Gunite Concrt, Separate Living Area, Sprinkler System, Deck Open, Porch Open
Sewer:Public Sewer
Parking Features:Garage,Carport Detached,Detached,Garage Detached,Oversized,RV
Principal Interest
$5,249
Taxes
$231

Home Price

$950,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$190,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,248.61

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,248.61 $230.70 $0.00 $5,479.31
Yearly $62,983.36 $2,768.40 $0.00 $65,751.76
Total $1,889,500.74 $83,052.00 $0.00 $1,972,552.74

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services