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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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144 Monahan Dr , Fort Walton Beach, FL 32547
$1,100,000
Est. Payment: $5,578.99/mo
4 Bed
4 Bath
4454 Sqft
Status: active | Days on site: 141
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

PRICE REDUCED DONT MISS OUT !!! Positioned on ½ acre along the tranquil waters of Cinco Bayou, this exceptional waterfront estate offers a rare blend of privacy, craftsmanship, and coastal lifestyle living. Designed for both comfort and entertainment, the property combines timeless finishes with distinctive architectural details throughout. Inside, expansive living areas showcase vaulted ceilings, cedar accent walls, built-in bookcases, and fireplace that create warmth and character. Travertine, porcelain tile, bamboo, Brazilian cherry, cork, and wood-style plank flooring reflect the custom quality found in every space. The chef's kitchen is appointed with built-in appliances and travertine flooring, flowing seamlessly into generous dining and gathering areas ideal for hosting. The waterfront primary suite offers serene views and a spa-inspired bath featuring a soaking tub, bidet, oversized tiled shower, and custom walk-in closet. A private apartment lockout with skylights and bay window provides flexible accommodation for guests or multigenerational living. Outdoors, resort-style living awaits with a kidney-shaped in-ground pool, expansive paver deck, gazebo, and large wooden waterfront deck. Boating enthusiasts will appreciate the dock and lift (conveyed as-is), offering direct access to the bayou lifestyle. Additional highlights include a 12-12.5KW generator supporting major systems, whole-house water softener, detached 40x10 powered workshop, detached two-car garage, carport, and circular drive. This is more than a waterfront home it is a private coastal retreat in the heart of Fort Walton Beach, offering space, flexibility, and unforgettable sunsets over Cinco Bayou.

Highlights

Listed by Wayne Myshin , ERA American Real Estate , 850-651-2454. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.48

Year Built

1947

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Bella Vista S/D

Listing ID

998388

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Security System, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Atrium, Built-In Bookcases, Ceiling Vaulted, Fireplace, Lock Out, Split Bedroom, Wallpaper, Walls Paneled, Washer/Dryer Hookup
Water:Well

Exterior Features

Lot:Bulkhead/Seawall,Interior,Level,Within 1/2 Mile to Water,Bayou
Lot Dimensions:106.6x210.9x63.06x7.3x7.4x10.74x229.9
Zoning:Resid Single Family
Others:
  • Additional:Boatlift, Lawn Pump, Pavillion/Gazebo, Pool - Gunite Concrt, Separate Living Area, Sprinkler System, Deck Open, Porch Open
Sewer:Public Sewer
Parking Features:Garage,Carport Detached,Detached,Garage Detached,Oversized,RV
Principal Interest
$5,579
Taxes
$231

Home Price

$1,100,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,578.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,578.99 $230.70 $0.00 $5,809.69
Yearly $66,947.91 $2,768.40 $0.00 $69,716.31
Total $2,008,437.28 $83,052.00 $0.00 $2,091,489.28

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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