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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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311 NE Gardner Dr , Fort Walton Beach, FL 32548
$389,900
Est. Payment: $2,160.31/mo
3 Bed
2 Bath
1233 Sqft
0.27 Acres
Status: Active | Days on site: 11
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EROG - E29421
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Extensively renovated Ft. Walton Beach home with major improvements completed in 2023! This move-in-ready property features a fully remodeled kitchen with solid wood cabinets, quartz countertops, stainless steel appliances, subway tile backsplash, stainless steel sink, fixtures, and disposal. The bathroom off the living room and hall was remodeled in 2023: tub, tile surround, vanity, sink, toilet, and fixtures. More major interior upgrades in 2023 include complete electrical rewire, HVAC system with ductwork, water heater with expansion tank, LVP flooring throughout, paint, lighting and ceiling fans. Exterior improvements in 2023 include roof, vinyl siding, exterior paint, trim, shutters, doors, concrete rear patio and garage door. Also outdoors, a covered pergola was added for outdoor enjoyment. Plus, a finished shed with electricity and window unit AC for extra space for an office or hobbies. Conveniently located near shopping, Choctawhatchee Bay, and downtown Ft. Walton Beach, just 0.6 miles to Ferry Park, approximately 8.3 miles to Hurlburt Field, and 7 miles to Eglin Air Force Base. This property is a beauty that is a must see!
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Highlights

Listed by Lana A Parker , 850-830-2286 Realty ONE Group Emerald Coast , 850-842-3211. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.27

Year Built

1950

County

Okaloosa

Area

12 - Fort Walton Beach

 Neighborhood

4Th Add Elliott Pt

Listing ID

1012846

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Lighting Recessed, Newly Painted, Washer/Dryer Hookup

Exterior Features

Lot:Interior,Level
Lot Dimensions:75x158
Zoning:City, Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Sprinkler System
Sewer:Public Sewer
Parking Features:Garage,Boat,Golf Cart Open,Guest
Principal Interest
$2,160
Taxes
$309

Home Price

$389,900

Loan Details

30 yrs
7.403%

Down Payment

20%
$77,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,160.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,160.31 $309.00 $0.00 $2,469.31
Yearly $25,923.71 $3,707.99 $0.00 $29,631.70
Total $777,711.41 $111,239.70 $0.00 $888,951.11

Today's Rates

30 Year

7.4%

20 Year

7.27%

15 Year

6.82%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-08T07:16:21.000Z

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