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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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514 Newcastle Dr , Fort Walton Beach, FL 32547
$225,000
Est. Payment: $1,243.09/mo
3 Bed
1 Bath
1132 Sqft
0.21 Acres
Status: Active Under Contract | Days on site: 12
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Harrison Lilly Team
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome home! This charming Florida cottage is the perfect place to create your very own space. The flex room offers a 4th bedroom, casual living room, game room, craft room or whatever you can imagine! Tucked away in an established Fort Walton Beach neighborhood, 514 Newcastle Drive has a warm, welcoming feel and the kind of charm that instantly feels like home. A coziness fills the spaces with a soft, airy feel, while the comfortable layout offers an easy backdrop for slow mornings, relaxing evenings, and everyday moments. With a spacious yard and a convenient location near shopping, dining, schools, military bases, and the beautiful Emerald Coast, this sweet home offers a peaceful place to settle in, make it your own, and create lasting memories. The roof was replaced in 2018, new electrical wiring and new plumbing all installed in 2018. There is a large wooden shed and a large metal shed in great condition, both with electricity. The back yard is fenced in with chain-link and has irrigation with a pump and well. Two of the three sheds will convey with the property!

Highlights

Listed by Dawn M Deckard , 850-867-2445 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.21

Year Built

1967

County

Okaloosa

Area

17 - Okaloosa

Neighborhood

[No Recorded Subdiv]

Listing ID

794890

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Range, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:70.0 ft x 0.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Principal Interest
$1,243
Taxes
$166

Home Price

$225,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$45,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,243.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,243.09 $165.58 $0.00 $1,408.68
Yearly $14,917.11 $1,986.99 $0.00 $16,904.10
Total $447,513.33 $59,609.70 $0.00 $507,123.03

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS