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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4071 Burning Tree Dr , Destin, FL 32541
$649,900
Est. Payment: $3,590.60/mo
3 Bed
3 Bath
2150 Sqft
0.35 Acres
Status: Active | Days on site: 80
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E8LI26 - E23092
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Harrison Lilly Team
Owner/Operator

House Description

BEAUTIFULLY UPDATED ONE-LEVEL HOME ON A QUIET CUL-DE-SAC IN WINDSOR FORREST -- INDIAN TRAIL COMMUNITY RECENT UPDATES & FEATURES: • Paid-off solar panels installed in 2019 -- owners average approximately $37/month for electricity • Premium French white oak hardwood flooring -- September 2025 • New smart refrigerator -- 2025 • WiFi-enabled dual garage door openers -- 2025 • HVAC + Nest thermostat -- 2019 • Water heater -- January 2019 • WiFi-enabled oven -- June 2021 • Gas stove • Microwave -- August 2023 • Dishwasher -- Fall 2023 • Built-in desk with shelving • Several WiFi-enabled light switches • WiFi-enabled sprinkler system • WiFi-enabled lighting in the primary bedroom and bathroom • WiFi-enabled exterior front lights • Spacious backyard with room and potential for a future pool • Quiet cul-de-sac street with minimal through traffic • Home is set back from the street with sidewalks and a generous driveway Beautifully maintained and thoughtfully updated, this one-level home is ideally situated on a quiet cul-de-sac street in the desirable Windsor Forrest subdivision within the highly sought-after Indian Trail community of Destin. Set back from the quiet street, the home enjoys a peaceful front setting with sidewalks and a generous driveway providing plenty of parking for residents and guests. Offering a spacious split-bedroom floor plan, this home combines comfort, style, functionality, and modern updates in a location that puts you just minutes from everything has to offer. Step inside and you'll immediately notice the premium French white oak hardwood flooring installed in September 2025, bringing a fresh, sophisticated look and timeless appeal throughout the home. The inviting floor plan provides an easy flow between the spacious living room, dining area, and kitchen, creating an ideal setting for both everyday living and entertaining. The oversized primary suite offers a private retreat with a generously sized ensuite bathroom featuring his-and-her closets, a large vanity with dual sinks and adjustable lighting, a separate shower and tub, and a private enclosed water closet, along with plenty of space to relax and unwind. Additional bedrooms provide flexibility for family, guests, a home office, or whatever best fits your lifestyle. A convenient half bath is also perfectly positioned for guests. The spacious kitchen serves as the heart of the home, featuring a large breakfast bar with ample seating, a gas stove, and an easy connection to the living and dining areas. Recent appliance updates include a WiFi-enabled oven installed in June 2021, microwave, dishwasher, and new smart refrigerator, bringing modern convenience to this well-appointed space. A built-in desk with shelving provides a convenient workspace for household organization, homework, or working from home. One of the home's standout features is the paid-off solar panel system installed in 2019. The owners currently average approximately $37/month for electricity, offering an energy-efficient feature that can provide meaningful savings on ongoing utility costs. The outdoor living space is equally inviting. Enjoy your morning coffee or evening gatherings on the screened-in porch overlooking the expansive backyard. The generous yard provides plenty of room to create your own private oasis, with space and potential for a future pool. Smart-home conveniences throughout the home include WiFi-enabled dual garage door openers, several WiFi-enabled light switches, a WiFi-enabled sprinkler system, WiFi-enabled lighting in the primary bedroom and bathroom, and WiFi-enabled exterior front lights. The Nest thermostat adds additional convenience and control to the home's HVAC system. Located in the established and sought-after Indian Trail community, this home is just minutes from Destin's renowned white-sand beaches, boating, shopping, dining, entertainment, and schools. Premium new flooring, paid-off solar, a gas stove, updated appliances, a built-in desk with shelving, newer HVAC, extensive smart-home features, a spacious primary suite, a screened-in porch, and a generous backyard with pool potential -- all on a quiet cul-de-sac in the desirable Windsor Forrest subdivision within Indian Trail. This is a home you'll want to see in person.

Highlights

Listed by Lee Curtis , 850-684-4422 850Living LLC , 850-684-4422. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.35

Year Built

1998

County

Okaloosa

Area

14 - Destin

Neighborhood

Windsor Forest

Listing ID

1007939

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Central Vacuum, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Washer, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Fireplace, Pantry, Pull Down Stairs, Split Bedroom, Upgraded Media Wing

Exterior Features

Lot Dimensions:100X150
Zoning:Resid Single Family
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$3,591
Taxes
$229

Home Price

$649,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,590.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,590.60 $228.52 $0.00 $3,819.13
Yearly $43,087.25 $2,742.27 $0.00 $45,829.52
Total $1,292,617.40 $82,268.10 $0.00 $1,374,885.50

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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