Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

240 Gulf Shore Dr Unit 532 , Destin, FL 32541
$1,167,500
Est. Payment: $6,450.27/mo
3 Bed
3 Bath
1726 Sqft
Status: Active | Days on site: 33
Get Pre-Qualified
ERJR - E32231
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Wake up to dolphins playing in the waves and watch Thursday night fireworks light up the sky right from your own balcony. This 5th-floor gem at Waterview Towers Yacht Club sits in one of Destin's most coveted spots on Holiday Isle, with panoramic views of the East Pass, the Jetties, and the emerald-green Gulf. The open floor plan flows seamlessly from living room to dining area to kitchen, anchored by floor-to-ceiling sliding glass doors that open onto a spacious balcony with raised seating, perfect for morning coffee with a view. The kitchen is fully equipped with full-size appliances, an in-unit washer/dryer, and generous granite counters ready to host a feast for six. Three bedrooms offer flexibility and comfort: a guest room with two twin beds, ceiling fan, and flat-screen TV; a second guest suite with a king bed, ceiling fan, view, and adjacent private bath; and a master retreat with a king bed, ceiling fan, and stunning views, plus an en-suite bath featuring a double-sink vanity, soaking tub, and separate shower. Head downstairs to the pool and hot tub, or take the private gated path to the public beach access. This unit includes Garage Unit #3 and Storage Unit #3 -- rare, valuable extras on Holiday Isle.

Highlights

Listed by Chad R Hatfield , 813-376-5621 RealJoy Realty LLC , 850-290-8060. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1993

County

Okaloosa

Area

14 - Destin

Neighborhood

Waterview Towers Yacht Club

Listing ID

1011341

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator W/IceMk, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Breakfast Bar, Fireplace, Lighting Recessed, Split Bedroom

Exterior Features

Lot:Bay,Gulf,Gulf/Pass,Harbor
Others:
  • ▪ Additional:Balcony, Deck Enclosed
Sewer:Public Sewer
Parking Features:Covered,Guest
Principal Interest
$6,450
Taxes
$804
HOA
$0

Home Price

$1,167,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$233,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,450.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,450.27 $804.37 $0.00 $7,254.64
Yearly $77,403.23 $9,652.46 $0.00 $87,055.69
Total $2,322,096.96 $289,573.80 $0.00 $2,611,670.76

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services