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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4207 Indian Bayou Trl Unit 2914 , Destin, FL 32541
$339,900
Est. Payment: $1,877.90/mo
2 Bed
2 Bath
970 Sqft
Status: Active | Days on site: 252
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ESCN - E22328
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Harrison Lilly Team
Owner/Operator

House Description

Meticulously maintained 2-bedroom junior suite at the highly sought-after Palms of Destin Resort, situated on 15 acres in the heart of Destin. This 9th-floor unit offers beautiful Gulf views, sweeping views of the Destin skyline, and unforgettable Emerald Coast sunsets from a spacious private balcony. Enjoy watching boats come and go throughout the day from this elevated vantage point. The unit comes fully furnished with updated décor and features a well-appointed kitchen with new stainless steel appliances, granite countertops, and attractive cabinetry. Major upgrades include a HVAC system and water heater. HOA fees cover ALL utilities, including electricity, making ownership simple and cost-effective. Click for the full Remarks... Resort-style amenities include one of the largest lagoon-style pools in Destin with waterfalls and bridges, hot tub, kiddie pool and splash pad, fitness center, playground, tennis, pickleball, basketball courts, picnic and grilling areas, and covered parking. Ideal as a primary residence, second home, or income-producing vacation rental. The Palms of Destin offers true resort living with lush tropical landscaping and a central location close to Destin's beaches, dining, shopping, and entertainment. The expansive lagoon-style pool serves as the centerpiece of the community, creating a relaxing and family-friendly atmosphere. The primary bedroom features a coastal-style king bedroom set, ensuite bathroom, and direct balcony access. The second bedroom offers bunk beds (full size!) behind a charming barn-style door, its own private bathroom, and a conveniently located stackable washer and dryer closet. The open living and dining area flows seamlessly to the balcony, maximizing natural light and indoor-outdoor living. With extensive amenities, covered parking, and utilities included in the HOA, this unit provides exceptional value and low-maintenance ownership in one of Destin's most popular resort communities.

Highlights

Listed by Debra G Kendrick , 850-830-0650 Scenic Real Estate , 850-830-8030. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Okaloosa

Area

14 - Destin

Neighborhood

The Palms Of Destin

Listing ID

993446

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Owner's Closet, Pantry, Washer/Dryer Hookup

Exterior Features

Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$1,878
Taxes
$267
HOA
$0

Home Price

$339,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$67,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,877.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,877.90 $266.83 $0.00 $2,144.72
Yearly $22,534.78 $3,201.91 $0.00 $25,736.69
Total $676,043.47 $96,057.30 $0.00 $772,100.77

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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