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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4207 Indian Bayou Trl Unit 2913 , Destin, FL 32541
$475,000
Est. Payment: $2,624.31/mo
2 Bed
2 Bath
970 Sqft
Status: Active | Days on site: 36
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Harrison Lilly Team
Owner/Operator

House Description

Experience MILLION DOLLAR panoramic gulf views from this ninth-floor, two-bedroom condo located at The Palms of Destin. Positioned to capture morning sunrises, provide shaded, cooler afternoons--along with evening reflections across the gulf--the private balcony offers an optimal setting for relaxation. Whether enjoying the private outdoor space or the expansive lagoon pool, this property delivers a perfect blend of privacy and luxury resort-style living! The interior living space features luxury vinyl plank flooring, stainless steel kitchen appliances, and a custom kitchen pantry design. Custom built-in design elements throughout provide enhanced functionality and additional storage space. The floor plan incorporates a spacious primary suite with gulf views, while the second bedroom includes a built-in desk and a custom built-in XL Twin/Queen bunk arrangement. Each bedroom is accompanied by a full en-suite bathroom. Residents of this community enjoy access to an extensive list of amenities, including one of the region's largest lagoon-style pools, a fully equipped fitness center, indoor/outdoor pickleball, tennis, basketball courts, on-site dining, live entertainment, and dedicated seasonal shuttle service to the beach and surrounding areas. Additional conveniences include covered garage parking, on-site carrier mail delivery, and security services. The benefits extend to your individual unit (and wallet), as HOA dues include ALL utilities (water, sewer, power, cable/internet, trash service) and master hazard insurance policy! While The Palms of Destin allows short-term rentals, this property is "show ready" and not enrolled in a short-term rental program!! Schedule a showing today!

Highlights

Listed by Mary Beth Shumpert , 850-616-8749 NextHome Emerald Coast , 850-780-3505. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Okaloosa

Area

14 - Destin

Neighborhood

The Palms Of Destin

Listing ID

1010846

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Range Hood, Refrigerator, Stove/Oven Electric, Washer
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Owner's Closet, Pantry

Exterior Features

Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Parking Features:Detached
Principal Interest
$2,624
Taxes
$133
HOA
$0

Home Price

$475,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,624.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,624.31 $132.99 $0.00 $2,757.30
Yearly $31,491.68 $1,595.88 $0.00 $33,087.56
Total $944,750.37 $47,876.40 $0.00 $992,626.77

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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