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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4207 Indian Bayou Trl Unit 2515 , Destin, FL 32541
$449,900
Est. Payment: $2,485.63/mo
2 Bed
2 Bath
1175 Sqft
Status: Active | Days on site: 18
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ECBU - E9117,E26200
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to one of the most coveted stacks at The Palms of Destin! Unit 2515 is a beautifully positioned 5th-floor, fully furnished 2-bedroom, 2-bath coastal retreat offering something truly special--panoramic Gulf views from every room and a front-row view overlooking The Palms' spectacular zero-entry, lagoon-style pool. Step inside and you'll immediately understand why the 15 stack is so highly sought after. Whether you're searching for a vacation home, income-producing short-term rental, long-term investment, or your own coastal escape, this turnkey condo offers an incredible opportunity in the heart of Destin. The spacious open layout is designed for relaxed coastal living, while the furnishings make it ready to enjoy or rent from day one. And then there's the pool! The sprawling zero-entry lagoon-style pool is truly what vacation dreams are made of, complete with five dancing waterfalls, walking bridges, a splash pad, hot tub, and expansive pool deck. It's a paradise for families, with plenty to keep the kids entertained while adults relax and soak up the Florida sunshine. The amenities at The Palms extend well beyond the pool. Residents and guests enjoy a state-of-the-art fitness center, indoor pickleball and basketball courts, two lighted tennis courts, a fully fenced children's playground, sports lounge, and complimentary seasonal beach shuttle to public Gulf beach access. Grab a coffee in the morning or enjoy food and refreshments at the on-site bistro, restaurant, and outdoor bar--you may find there's little reason to leave! Just minutes from Destin's famous sugar-white sand beaches and surrounded by some of the area's best dining, shopping, and entertainment, the location is hard to beat. Walk to popular destinations including Joe's Crab Shack, Bubba Gump Shrimp, The Back Porch, Ruth's Chris Steak House, and Fudpuckers. Destin Commons, with more than 75 shops, restaurants and an AMC theater, as well as Bass Pro Shop and HarborWalk Village, are just a short drive away. Henderson Beach State Park, featuring 6,000 feet of pristine Gulf-front shoreline, is also nearby. The HOA fee includes electricity, water, cable TV, high-speed Wi-Fi, and access to the impressive collection of on-site amenities, adding tremendous convenience for both owners and rental guests. With its highly desirable 15 stack location, unobstructed Gulf views, incredible pool views, full furnishings, resort-style amenities, and prime Destin location, Unit 2515 is an exceptional opportunity to own a piece of the Emerald Coast at The Palms of Destin. Come see for yourself why this is one of the building's most coveted locations!

Highlights

Listed by Jennifer Purdy , and Jennifer C Stapleton , 850-384-9296 Coldwell Banker Realty , 850-863-4563. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Okaloosa

Area

14 - Destin

Neighborhood

The Palms Of Destin

Listing ID

1011288

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet New
Other:
  • ▪ Additional:Breakfast Bar, Washer/Dryer Hookup

Exterior Features

Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Parking Features:Garage,Covered
Principal Interest
$2,486
Taxes
$287
HOA
$0

Home Price

$449,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$89,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,485.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,485.63 $286.81 $0.00 $2,772.44
Yearly $29,827.59 $3,441.74 $0.00 $33,269.33
Total $894,827.77 $103,252.05 $0.00 $998,079.82

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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