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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4207 Indian Bayou Trl Unit 2114 , Destin, FL 32541
$299,900
Est. Payment: $1,521.04/mo
2 Bed
2 Bath
970 Sqft
Status: active | Days on site: 131
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Just steps from the resort-style pool, yet tucked away enough to enjoy a quieter, more private setting, this condo offers the best of both worlds at The Palms of Destin. Located on the first floor, it provides easy access with no elevators, making it especially convenient for families and guests. Featuring high ceilings and floor-to-ceiling glass create a bright, open layout filled with natural light. This 2-bedroom, 2-bath design features a king suite and a second bedroom with a full-size bed, both with private ensuite bathrooms for added comfort and privacy. The spacious patio is perfect for morning coffee or unwinding in the evening with a glass of wine, offering a relaxed coastal feel without the noise of being directly on the pool. Buyer to check all measurements!! Thoughtful updates throughout include LVP flooring, updated appliances, and a newer water heater and HVAC, making this a low-maintenance, move-in or rental-ready opportunity. One of the biggest advantages is that HOA dues cover electricity, water, cable, and high-speed Wi-Fi, making ownership simple and predictable. The unit carries a clean Destin coastal style and works well as a short-term rental, second home, or primary residence. The Palms of Destin is known for its 11,000 sq ft lagoon pool, heated pool, hot tub, splash pad, and kids pool. Additional amenities include a fitness center, tennis courts, pickleball, basketball, grilling area, and on-site dining with coffee shop, tiki bar, and sports lounge. When you're ready for the beach, complimentary shuttle service makes it easy to reach the Gulf in just minutes, while still being centrally located near Destin's top restaurants, shopping, and entertainment. This a turnkey, income-producing opportunity with strong rental potential in one of Destin's most popular resorts. Buyer to verify all dimensions.

Highlights

Listed by Franklin A Perry , 850-420-5281 and Christina M Schlink , 850-368-1474 A List Beach Realty LLC , 404-259-8333. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Okaloosa

Area

14 - Destin

Neighborhood

The Palms Of Destin

Listing ID

999330

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Breakfast Bar, Lighting Recessed, Owner's Closet, Pantry, Split Bedroom

Exterior Features

Others:
  • Additional:Balcony, Deck Covered
Sewer:Public Sewer
Principal Interest
$1,521
Taxes
$206
HOA
$0

Home Price

$299,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$59,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,521.04

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,521.04 $206.33 $0.00 $1,727.37
Yearly $18,252.43 $2,476.00 $0.00 $20,728.43
Total $547,573.04 $74,280.00 $0.00 $621,853.04

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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