Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

4203 Indian Bayou Trl Unit 1817 , Destin, FL 32541
$549,000
Est. Payment: $2,784.42/mo
3 Bed
2 Bath
1445 Sqft
Status: active | Days on site: 7
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

High above the palms and pool deck, this eighth-floor residence captures what may be one of the most commanding vantage points in the resort. From the oversized balcony in the coveted end-stack position, panoramic views stretch across the Gulf of America, Henderson Beach State Park and the Destin skyline, with both eastern sunrises and glowing western sunsets unfolding from the same outdoor living space. Offered furnished and rental-ready, the three-bedroom, two-bath condominium pairs generous square footage with a thoughtful split-bedroom floor plan that balances privacy and gathering. The spacious main living area flows seamlessly toward the balcony, creating an airy coastal setting ideal for morning coffee, evening cocktails or simply watching the coastline shift colors throughout the day. Recent updates include luxury vinyl tile flooring and carpet, refreshed countertops, tile backsplash, dishwasher and washer and dryer, adding comfort and functionality throughout the residence. Ample closet space and an in-unit laundry room continue the ease of ownership, whether used as a primary residence, second home or investment property. Beyond the residence itself, The Palms delivers a resort-style experience centered around one of the area's most expansive amenity packages. Owners and guests enjoy an 11,000-square-foot lagoon pool with waterfalls and spa, a children's pool and splash area, playground, lighted tennis courts, pickleball and basketball courts, fitness center and seasonal shuttle service to the beach. Covered parking and an electric vehicle charging station add convenience, while HOA dues include all utilities for simplified ownership. Positioned just moments from Destin's dining, shopping and sugar-white shoreline, this residence offers the rare combination of panoramic views, flexible livability and full-scale resort amenities in one of the area's most recognizable vacation destinations.

Highlights

Listed by Whitney E Cooley , 850-368-5782 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Okaloosa

Area

14 - Destin

Neighborhood

The Palms Of Destin

Listing ID

1003582

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Owner's Closet, Pantry, Wallpaper, Washer/Dryer Hookup

Exterior Features

Others:
  • Additional:Balcony
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,784
Taxes
$455
HOA
$0

Home Price

$549,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$109,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,784.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,784.42 $455.47 $0.00 $3,239.89
Yearly $33,413.09 $5,465.60 $0.00 $38,878.69
Total $1,002,392.79 $163,968.00 $0.00 $1,166,360.79

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services