Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

4203 Indian Bayou Trl Unit 1115 , Destin, FL 32541
$399,999
Est. Payment: $2,028.51/mo
2 Bed
2 Bath
1150 Sqft
Status: active | Days on site: 16
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Welcome to Unit 1115 at The Palms of Destin where effortless coastal elegance meets resort-style living in the heart of Destin and less than a half mile from the white sugary sands of the Emerald Coast. Perfectly positioned as a rare ground-floor, corner end-unit with 10' ceilings, this condo can be used as a turn-key investment (short-term or long-term), second home, or primary residence and projects between $35-55k annually. Everything conveys. This beautifully appointed 2-bedroom, 2-bath residence invites you into a light-filled, open-concept space designed for both relaxation and entertaining. From the moment you step inside, you'll notice fresh modern finishes, and coastal-inspired palette of soft whites, blues, and sandy neutrals creating a serene, beachside ambiance throughout. You'll notice beautiful paintings and these are original artwork painted by a previous owner and they stay with the home. The kitchen flows seamlessly into the dining and living areas, highlighted by designer lighting and thoughtful touches that make the space feel both elevated and inviting. The fridge is newer and offers an ice-maker on the exterior freezer door. Both bedrooms feature king-sized accommodations, offering comfort and privacy for owners and guests alike. What truly sets this residence apart is its expansive private patio with three separate access points from the living room and both bedrooms creating an effortless indoor-outdoor lifestyle. The water heater and HVAC are less than 4 years old. Whether you're seeking a turnkey investment, second home, or full-time residence, this condo delivers with rental-ready furnishings, newer LVP flooring and tile in bathrooms and kitchen, and a layout designed for both comfort and income potential. ALL items convey (everything you see in photos including furniture, appliances, kitchenware, electronics, artwork - except linens - they belong to the current property manager). COA fees cover water, electric, internet, TV, and trash so basically all utilities, including access/upkeep of all amenities at the Palms. Step outside and you're just moments from the resort's stunning 11,000 sq ft lagoon pool, giving this unit a true "walk-out resort" feel that guests and owners absolutely love. Residents and guests of The Palms of Destin enjoy an unmatched suite of amenities, including: * A spectacular lagoon-style pool, heated pool, spa, and splash pad * On-site restaurant, bar, and coffee shop * Tennis, pickleball, and basketball courts * 24-hour fitness center and playground * Seasonal shuttle service to the beach, HarborWalk Village, and Destin Commons * Covered parking, EV charging stations, and nearby dog park Located less than 1/2 a mile from the sugar-white sands and emerald waters of the Emerald Coast, this is more than a property, it's your gateway to the Destin lifestyle. Opportunities like this ground-floor, corner end-unit, walk-out to the pool are incredibly rare. Schedule your private showing today and experience it for yourself.

Highlights

Listed by Shantel F Peterson , 850-543-9000 Real Broker LLC , 855-450-0442. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Okaloosa

Area

14 - Destin

Neighborhood

The Palms Of Destin

Listing ID

998322

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Tray/Cofferd, Kitchen Island, Pantry, Washer/Dryer Hookup

Exterior Features

Others:
  • Additional:Patio Covered
Sewer:Public Sewer
Parking Features:Detached,Garage Detached
Principal Interest
$2,029
Taxes
$294
HOA
$0

Home Price

$399,999

Loan Details

30 yrs
6.528%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,028.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,028.51 $294.46 $0.00 $2,322.97
Yearly $24,342.10 $3,533.52 $0.00 $27,875.62
Total $730,263.15 $106,005.60 $0.00 $836,268.75

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services