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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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970 Us-98 Unit 1602 , Destin, FL 32541
$649,900
Est. Payment: $3,590.60/mo
3 Bed
2 Bath
1240 Sqft
Status: Active | Days on site: 30
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ECBU - E34431
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Terrace at Pelican Beach Resort #1602, a stunning 16th-floor penthouse offering panoramic views of the Gulf, Destin Harbor, Lake, and Coastline. Beautifully updated throughout, this turnkey coastal retreat combines elevated views, desirable resort amenities, and exceptional investment potential in the heart of Destin with a covered, deeded parking space, located directly in front of the elevators for unmatched convenience. Amenities Include: Pelican Beach Cafe and Tiki Bar, 4 pools, pickleball & tennis courts, EV charging stations, game room, fitness center, deeded beach access, and more!

Highlights

Listed by Ashley N Ross , 850-467-8696 Coldwell Banker Realty , 850-863-4563. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1999

County

Okaloosa

Area

14 - Destin

Neighborhood

Terrace At Pelican Beach

Listing ID

1010870

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Lake
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Parking Features:Garage,Deeded,Guest
Principal Interest
$3,591
Taxes
$506
HOA
$0

Home Price

$649,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,590.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,590.60 $505.82 $0.00 $4,096.42
Yearly $43,087.25 $6,069.80 $0.00 $49,157.05
Total $1,292,617.40 $182,094.00 $0.00 $1,474,711.40

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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