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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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970 Us-98 Unit 1207 , Destin, FL 32541
$599,000
Est. Payment: $3,038.01/mo
3 Bed
3 Bath
1400 Sqft
Status: active | Days on site: 116
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Positioned within Destin, this 3 bedroom, 3 bath end unit residence at The Terrace at Pelican Beach presents a compelling opportunity to create value in one of the Emerald Coast's most sought after locations. Priced with renovation in mind, this condo invites a buyer with vision to transform it into a personalized coastal retreat or high-performing investment. The thoughtfully designed floor plan offers both openness and flexibility. A private rear bedroom suite, complete with full bath and laundry, can be closed off with its own door, ideal for guests or rental versatility. Expansive glass sliders lead to a spacious balcony where western-facing views capture sunsets over the lake, while the end-unit positioning allows for additional eastern windows that welcome soft morning light. Ownership includes access to an impressive suite of amenities shared with Pelican Beach Resort, including multiple pools, a fitness center, gated entry, and direct beach access. In addition, The Terrace also maintains a community pool and fitness center in the building. Enjoy days by the Gulf, unwind at the beachside gazebo and bar, or take advantage of nearby attractions like Big Kahuna's Water & Adventure Park, along with dining, shopping, and everyday conveniences just moments away. Whether positioned as a short-term rental investment, second home, or full-time residence, this property offers a rare blend of location, layout, and upside potential!

Highlights

Listed by The Locals Group , 251-455-8177 Christies International Real Estate Emerald Coast , 850-213-2800. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1999

County

Okaloosa

Area

14 - Destin

Neighborhood

Terrace At Pelican Beach

Listing ID

1001452

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Breakfast Bar, Ceiling Raised, Handicap Provisions, Lock Out, Newly Painted, Owner's Closet, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Lake
Others:
  • Additional:Balcony
Sewer:Public Sewer
Parking Features:Covered,Deeded
Principal Interest
$3,038
Taxes
$382
HOA
$0

Home Price

$599,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$119,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,038.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,038.01 $381.86 $0.00 $3,419.88
Yearly $36,456.18 $4,582.35 $0.00 $41,038.53
Total $1,093,685.39 $137,470.50 $0.00 $1,231,155.89

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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