Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

970 U.S. Highway 98 Unit 401 , Destin, FL 32541
$550,000
Est. Payment: $3,038.67/mo
3 Bed
3 Bath
1400 Sqft
Status: Active | Days on site: 4
Get Pre-Qualified
EPBC - E30067
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Rarely available 3-bedroom, 3-bath corner residence at The Terrace at Pelican Beach, located in the heart of Destin. Offered fully furnished, Unit 401 features a spacious 1,400-square-foot floor plan, abundant natural light, Gulf and lake views, and nearly 300 square feet of outdoor living space across two private balconies. The flexible layout comfortably accommodates up to eight guests. The third bedroom includes a private bathroom, mini-kitchen, and its own balcony, providing additional privacy for guests. With three full bedrooms and bathrooms, a corner location, generous living space, and strong short-term rental potential, this property is well suited for use as a vacation rental, second home, or primary residence. Owners and guests enjoy access to amenities throughout both The Terrace and Pelican Beach Resort. These include private beach access, three adult swimming pools with Gulf-front, lakefront, and indoor/outdoor options, a kiddie pool, two hot tubs, fitness centers in both buildings, tennis and pickleball courts, a video game room, outdoor grills, the Pelican Beach Café, and a seasonal beachfront tiki bar. The resort's private beach is easily reached by a dedicated walkway through the Pelican Beach grounds. This central Destin location also offers convenient access to restaurants, shopping, boating, golf, entertainment, and many of the area's most popular attractions. Fully furnished and offered at $550,000, this is a rare opportunity to own a spacious 3-bedroom Destin condo with Gulf views, beach access, extensive resort amenities, and excellent vacation rental potential.

Highlights

Listed by Trent P Jarosewicz , 850-218-5354 Pinnacle Beach Properties , 850-231-3344. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1999

County

Okaloosa

Area

14 - Destin

Neighborhood

Terrace At Pelican Beach

Listing ID

1012705

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Gulf,Pond
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Principal Interest
$3,039
Taxes
$351
HOA
$0

Home Price

$550,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,038.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,038.67 $350.63 $0.00 $3,389.30
Yearly $36,464.05 $4,207.50 $0.00 $40,671.55
Total $1,093,921.48 $126,225.00 $0.00 $1,220,146.48

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

© 2026 Emerald Coast Multiple Listing Services