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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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970 Highway 98 Unit 503 , Destin, FL 32541
$450,000
Est. Payment: $2,486.19/mo
2 Bed
2 Bath
1072 Sqft
Status: Active | Days on site: 8
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Harrison Lilly Team
Owner/Operator

House Description

Exceptional value in the heart of Destin at Terrace at Pelican Beach! Unit 503 offers an affordable opportunity to own a Destin vacation property while enjoying the extensive amenities and private deeded beach access of Pelican Beach Resort. Thoughtfully updated with new flooring, an updated kitchen, appliances, and bathrooms, this condo is ready to enjoy as a personal beach getaway or vacation rental. One of the standout features is the view. Step outside and take in sweeping views down the Destin Harbor toward the Destin Bridge, creating a beautiful backdrop for western sunsets from your private balcony. The central Destin location puts you close to the beach, harbor, restaurants, shopping, boating, and many of the area's most popular attractions. Ownership at the Terrace provides access to an impressive resort amenity package, including private deeded beach access, three pools, three hot tubs, tennis and pickleball courts, a game room, and fitness centers at both Pelican Beach and the Terrace. Owners and guests can also enjoy the Pelican Beach Cafe and beachfront Tiki Bar. With updated interiors, a desirable harbor and sunset view, extensive resort amenities, and one of the most accessible price points at the Terrace, Unit 503 presents an excellent opportunity for buyers looking to get into the Destin vacation rental and second-home market without sacrificing location or amenities.

Highlights

Listed by At The Beach Team , 850-654-3325 and Jackson C Stanford , 850-865-8928 Keller Williams Realty Destin , 850-654-2900. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1999

County

Okaloosa

Area

14 - Destin

Neighborhood

Terrace At Pelican Beach

Listing ID

1012106

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Smoke Detector, Washer
Air Cond:Central Air
Fireplaces:

Exterior Features

Others:
  • ▪ Additional:Balcony
Principal Interest
$2,486
Taxes
$385
HOA
$0

Home Price

$450,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,486.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,486.19 $384.59 $0.00 $2,870.77
Yearly $29,834.22 $4,615.02 $0.00 $34,449.24
Total $895,026.67 $138,450.60 $0.00 $1,033,477.27

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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