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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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56 Terra Cotta Way , Destin, FL 32541
$1,300,000
Est. Payment: $6,592.67/mo
5 Bed
4 Bath
3832 Sqft
Status: active | Days on site: 154
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Located near the sugar-white beaches of the Emerald Coast, this beach house in Terra Cotta Terrace offers deeded beach access, a pool, tennis courts, clubhouse, and volleyball court. Close to shopping, dining, and entertainment, it features a unique hard stucco design with a covered balcony and rooftop 'Martini Deck' showcasing Gulf, bay, and lake views. The open floor plan is ideal for entertaining and can accommodate 2-3 families. The kitchen includes custom cabinetry and granite countertops. Additional features: 3 HVAC units, 2 refrigerators, washer/dryer, surround sound, insulated windows, security system, paging system, and hurricane shutters. Includes 1-year home warranty. Buyer to verify dimensions.
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Highlights

Listed by Anthony M Nguyen , 832-455-8260 VIP Beach Destinations , 832-455-8260. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome
Lot/Acreage
0.09

Year Built

2003

County

Okaloosa

Area

14 - Destin

 Neighborhood

Terra Cotta Terrace

Listing ID

998413

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Security System, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Warranty Provided, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Marble,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Built-In Bookcases, Fireplace, Owner's Closet, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Within 1/2 Mile to Water
Lot Dimensions:37X90
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Columns, Sprinkler System
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$6,593
Taxes
$1,149

Home Price

$1,300,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$260,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,592.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,592.67 $1,149.24 $0.00 $7,741.91
Yearly $79,112.04 $13,790.84 $0.00 $92,902.88
Total $2,373,361.17 $413,725.20 $0.00 $2,787,086.37

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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