Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

4643 Windstarr Dr , Destin, FL 32541
$649,000
Est. Payment: $3,291.61/mo
3 Bed
2 Bath
2129 Sqft
Status: active | Days on site: 90
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Welcome to Sunsail, a charming, golf cart-friendly neighborhood with a community pool and positioned less than five minutes from The Destin Commons, Publix, and Regatta Bay Golf Course. You're only a few blocks from multiple beach access points including the new $16M Tarpon Beach Park, making this home a perfect vacation rental or a primary residence. This single-story, all-brick home with a fenced back yard offers major updates including a new roof and fascia (2021), R-40 attic insulation (2022), and hurricane-impact windows, doors, and an updated garage system. The HVAC ductwork was professionally sealed with Aeroseal in 2022 for improved efficiency. The kitchen features stainless steel appliances, including a gas range with overhead vent. Enjoy 2 living areas, one with a cozy fireplace! The home has been meticulously maintained with regular AC servicing, dryer vent cleaning, termite protection through Centracon, as well as ongoing pest control and lawn care.

Highlights

Listed by Christine A Thompson , 850-428-0873 The Agency Northwest Florida Beaches , 850-267-8100. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

Year Built

2000

County

Okaloosa

Area

14 - Destin

Neighborhood

Sunsail S/D

Listing ID

1001601

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Freezer, Oven Self Cleaning, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Water Heater - Gas
Air Cond:Central Air
Fireplaces:Fireplace Gas
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Restrictions,Sidewalk,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:50 X 105
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Lawn Pump, Sprinkler System, Patio Open
Sewer:Public Sewer
Principal Interest
$3,292
Taxes
$176
HOA
$0

Home Price

$649,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,291.61

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,291.61 $176.31 $0.00 $3,467.92
Yearly $39,499.27 $2,115.75 $0.00 $41,615.02
Total $1,184,978.00 $63,472.50 $0.00 $1,248,450.50

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

© 2026 Emerald Coast Multiple Listing Services