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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1040 E Highway 98 Unit 1004 , Destin, FL 32541
$474,900
Est. Payment: $2,623.75/mo
1 Bed
2 Bath
719 Sqft
Status: Pending | Days on site: 20
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EEX4 - TEEX41,E29999,E28382
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Harrison Lilly Team
Owner/Operator

House Description

DIRECT GULF VIEWS FROM THE 10TH FLOOR! Welcome to SunDestin 1004, a beautifully updated 1-bedroom, 1.5-bath Gulf-front condo offering sweeping views of Destin's emerald waters & sugar-white sands. Located within one of Destin's most popular vacation resorts, this inviting condo combines a desirable Gulf-front setting with a highly sought-after resort environment, making it a fantastic vacation rental investment. A mirrored wall in the living room reflects the stunning Gulf views while creating an open, spacious feel, and tile floors flow throughout the common areas. The beautifully updated kitchen features timeless white shaker cabinetry, tile backsplash, granite countertops, and stainless steel appliances. The thoughtfully designed floor plan offers excellent flexibility for both personal use & vacation rentals. The bedroom features an ensuite half bath that also connects to the full bathroom, allowing the bedroom to be locked off for added privacy while still providing convenient bathroom access for guests. A sleeper sofa in the living room brings the sleeping capacity to 4. Step onto the private balcony to take in the expansive Gulf views & enjoy the beauty of the Emerald Coast from your own beachfront retreat. One of SunDestin's most compelling ownership advantages is its exceptionally inclusive association fee, which covers ALL utilities, including electricity, a rare benefit for a Gulf-front vacation rental & one that can help simplify ownership & operating expenses. SunDestin also offers an impressive collection of onsite amenities designed to provide guests with everything they need in one convenient location, including a 24/7 front desk with concierge service, a Gulf-front outdoor pool, a seasonally heated indoor pool (renovation scheduled for completion in 2027), hot tub, sauna, steam room, fitness center, conference room, on-site restaurant, gift shop, and seasonal beach chair & umbrella service. Guests can even enjoy food & drinks served beachside from the on-site restaurant, adding another layer of convenience to the quintessential Gulf-front experience. With so many conveniences & activities available on site, SunDestin functions as a true one-stop beach resort, helping create the kind of memorable guest experience that encourages loyal repeat visitors & supports strong occupancy season after season. Unit 1004 also offers added peace of mind with the building restoration complete, the assessment paid in full, and no pending assessments. Centrally located in Destin, SunDestin places you just minutes from Big Kahuna's, The Track, HarborWalk Village, Destin Commons, and countless restaurants, shopping destinations, and water activities. Whether purchased as a vacation rental investment, personal beach retreat, or both, SunDestin 1004 offers an exceptional opportunity to own a beautifully updated Gulf-front condo with spectacular views, outstanding resort amenities, and the convenience of being in the heart of Destin.

Highlights

Listed by Abbott Martin Group , 850-460-2900 and Brittany N Hudson , 850-687-4848 EXP Realty LLC , 850-460-2900. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1984

County

Okaloosa

Area

14 - Destin

Neighborhood

Sundestin

Listing ID

1011883

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Lighting Recessed, Walls Mirrored

Exterior Features

Lot:Unit Waterfront,Gulf
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Principal Interest
$2,624
Taxes
$341
HOA
$0

Home Price

$474,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$94,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,623.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,623.75 $341.09 $0.00 $2,964.85
Yearly $31,485.05 $4,093.11 $0.00 $35,578.16
Total $944,551.47 $122,793.30 $0.00 $1,067,344.77

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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