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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1751 Scenic Highway 98 Unit 205 , Destin, FL 32541
$399,000
Est. Payment: $2,204.42/mo
1 Bed
1 Bath
840 Sqft
Status: Active | Days on site: 4
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Harrison Lilly Team
Owner/Operator

House Description

This is your Entry to the Emerald Coast! This beautifully updated one-bedroom, one-bath condo at Sterling Shores offers an excellent opportunity to own a piece of Destin at an attractive entry-level price point. Located on the second floor, this 840-square-foot condo features updated flooring and paint. It is fully furnished and offered turnkey, ready for immediate enjoyment or short-term rental. Enjoy the Gulf backdrop and the beautiful coastal setting from this inviting retreat. Sterling Shores offers an impressive array of resort amenities, including two pools, with one heated year-round, a fitness center, on-site snack shack, private beach access, and beach chair service. On-site property rental management is also available as an option, providing flexibility for owners. Head out to the beach and enjoy sugar-white sands and beautiful emerald-green waters of the Gulf, just a short distance from your door. Conveniently located next to the popular Back Porch Restaurant, Restaurant Row and close to Henderson Beach State Park, Destin Executive Airport, shopping, dining, and everything that makes the Emerald Coast such a sought-after destination. Whether you're looking for your own Destin getaway or an opportunity to enter the vacation rental market, this turnkey condo offers a fantastic location, desirable resort amenities, and an inviting coastal lifestyle. A great opportunity to own and enjoy your own piece of Destin!

Highlights

Listed by Pamela J Ludwig , 720-333-5063 Coldwell Banker Realty , 850-650-4563. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2001

County

Okaloosa

Area

14 - Destin

Neighborhood

Sterling Shores

Listing ID

1010754

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate
Other:
  • ▪ Additional:Breakfast Bar

Exterior Features

Lot:Gulf
Sewer:Community Sewer
Parking Features:Guest
Principal Interest
$2,204
Taxes
$331
HOA
$0

Home Price

$399,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,204.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,204.42 $331.30 $0.00 $2,535.72
Yearly $26,453.01 $3,975.58 $0.00 $30,428.59
Total $793,590.31 $119,267.40 $0.00 $912,857.71

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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