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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1080 E Highway 98 #411 , Destin, FL 32541
$699,000
Est. Payment: $3,545.20/mo
2 Bed
2 Bath
861 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Rare opportunity in the desirable Sterling Sands Condos with GORGEOUS unobstructed gulf-front views. This 4th floor beautifully updated unit has an open floor plan with views directly overlooking the white sand beaches and emerald coast waters. Kitchen has granite countertops, and stainless appliances, breakfast bar seating as well as a dining table area. 2 bedrooms and 2 full bathrooms, one with king size bed, and the guest room holds bunk beds with a twin on top and a full on bottom. Extra sleeping space with pull-out couch in living area. Full-size washer and dryer in unit. Sterling Sands has a Gulf-front community pool with hot tub, gym, daily beach service and grilling area to enjoy. Come enjoy the 460 feet of waterfront views that Sterling Sands has to offer. This property is a great investment property with rental history and projections in the MLS. Call today to schedule a tour of this property. Recent upgrades include new windows and doors in January 2026, HVAC in 2020.
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Highlights

Listed by Amy B Timko , 850-375-7128 HomeSmart Sunshine Realty , 850-332-0222. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1994

County

Okaloosa

Area

14 - Destin

 Neighborhood

Sterling Sands Condo

Listing ID

998038

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Elevator, Owner's Closet, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Gulf,Gulf/Pass
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Principal Interest
$3,545
Taxes
$480
HOA
$0

Home Price

$699,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,545.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,545.20 $479.62 $0.00 $4,024.82
Yearly $42,542.35 $5,755.44 $0.00 $48,297.79
Total $1,276,270.60 $172,663.20 $0.00 $1,448,933.80

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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