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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1080 Highway 98 Unit 407 , Destin, FL 32541
$670,000
Est. Payment: $3,398.11/mo
2 Bed
2 Bath
861 Sqft
Status: active | Days on site: 24
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

RARE OPPORTUNITY! ONE DEEDED PARKING SPACE IN THE GARAGE located right by the elevator--about as convenient as it gets. This beautifully maintained 2-bedroom, 2-bath condo is located in the highly desirable Sterling Sands, just minutes from shopping, dining, and entertainment. Situated on the 5th floor, the unit offers stunning Gulf views and overlooks the property's private beach. Glass balcony railings maximize the breathtaking, unobstructed views of the emerald waters and sugar-white sand. The open-concept kitchen and living area create the perfect space for entertaining while enjoying the spectacular Gulf backdrop. Recent updates include new windows and sliding glass doors, as well as a new dishwasher, refrigerator, and stove (2026). As of June 1st YTD 2026 $36,075 ! Sterling Sands features 460 feet of pristine beachfront, seasonal beach service, a Gulf-front pool and hot tub, fitness center, grilling area, and beautifully maintained grounds. Whether you're looking for a vacation retreat, second home, or income-producing property, this condo presents an EXCELLENT INVESTMENT OPPORTUNITY with strong rental potential.
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Highlights

Listed by Marie H Babin , 850-978-5057 RE/MAX by the Sea , 850-424-3674. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1994

County

Okaloosa

Area

14 - Destin

 Neighborhood

Sterling Sands Condo

Listing ID

1004260

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Kitchen Island, Owner's Closet, Pantry, Walls Mirrored

Exterior Features

Lot:Gulf
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Parking Features:Garage,Deeded
Principal Interest
$3,398
Taxes
$480
HOA
$0

Home Price

$670,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$134,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,398.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,398.11 $479.66 $0.00 $3,877.78
Yearly $40,777.36 $5,755.94 $0.00 $46,533.30
Total $1,223,320.89 $172,678.20 $0.00 $1,395,999.09

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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