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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15400 Emerald Coast Pkwy Unit 802 , Destin, FL 32541
$1,900,000
Est. Payment: $9,636.44/mo
3 Bed
3 Bath
1970 Sqft
Status: pending | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience the pinnacle of privacy in St. Thomas at Silver Shells. The premier Gulf front address in Destin. What sets St. Thomas apart is its strict rental restriction. With short-term rentals prohibited, this building remains an undisturbed sanctuary for owners, free from high-turnover vacation crowds. Opportunities to own here are scarce. These legacy properties are rarely traded. Your luxury experience begins the moment a secure elevator opens directly into your private foyer, eliminating shared hallways for ultimate VIP privacy. This immaculate residence is beautifully maintained in like-new condition. The open living spaces flow to a deep balcony, while the chef's kitchen boasts modern finishes and high-end appliances. Fully furnished with refined coastal decor. This home is entirely turn-key. Enjoy the best of both worlds: access to Silver Shells' world-class resort amenities--including a spa, fitness center, tennis, and Ruth's Chris Steak House. Paired with private amenities reserved only for St. Thomas owners. Escape the crowds at your exclusive, owners-only beachfront pool, hot tub, and private boardwalk leading to 1,000+ feet of pristine white sand. If you want an intentional, ultra-private getaway rather than a tourist destination, this flawless condominium delivers unmatched serenity.

Highlights

Listed by Christine P Baeza , 850-225-9785 Dockside Realty Inc , 850-225-9785. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2000

County

Okaloosa

Area

14 - Destin

Neighborhood

St. Thomas At Silver Shells

Listing ID

1007584

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Double, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Wallpaper, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Unit Waterfront,Gulf
Others:
  • Additional:Balcony, Hot Tub, Shower
Sewer:Public Sewer
Parking Features:Garage,Garage Detached
Principal Interest
$9,636
Taxes
$1,211
HOA
$0

Home Price

$1,900,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$380,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,636.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,636.44 $1,211.25 $0.00 $10,847.69
Yearly $115,637.30 $14,535.00 $0.00 $130,172.30
Total $3,469,118.94 $436,050.00 $0.00 $3,905,168.94

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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