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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15400 Emerald Coast Pkwy Unit 202 , Destin, FL 32541
$1,500,000
Est. Payment: $7,607.72/mo
3 Bed
3 Bath
1970 Sqft
Status: active | Days on site: 199
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Soak up the sunshine and endless Gulf views from your expansive, gulf-front terrace. Your front row seat to paradise! Step straight from your terrace to the pool or beach with zero elevators to slow you down. This lanai-level, 3-bedroom, 3-bath residence is ideal for full-time living or the perfect coastal escape. Inside, soaring 11-foot ceilings and walls of windows in every room flood the space with natural light, creating an airy, open feel throughout. Upgrades include travertine tile, granite kitchen countertops, Corian bath surfaces, a double oven, and elegant crown molding. The luxurious primary suite features a spacious walk-in closet and a spa-like bath with double vanities, a Jacuzzi tub, and a separate walk-in shower. Completing this exceptional offering is a private one-car garage and a climate-controlled storage cage, because coastal living should be as effortless as it is beautiful. St. Thomas has a private pool, hot tub and grill area and just steps away from the beach. An elegant and beautifully remodeled lobby makes a "WOW" first impression. The Silver Shells Resort sits on 27+ beautifully landscaped acres and is gated/guarded 24/7. Additional amenities include a massive lagoon pool, hot tub and kiddie pool, 6 pickle ball courts, 2 tennis courts, basketball court, indoor/outdoor pool, state of the art cardio and weight rooms and a Sand Bar on the beach. Also located on the resort is a Ruth Chris Steakhouse and the Silver Shells Day Spa. With approximately 1000 ft. of beach frontage, no other resort compares to Silver Shells!

Highlights

Listed by Crystal D Ayers , 850-408-1000 Coldwell Banker Realty , 850-650-4563. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2000

County

Okaloosa

Area

14 - Destin

Neighborhood

St. Thomas At Silver Shells

Listing ID

994599

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Double, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Lighting Recessed, Split Bedroom, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Gulf
Others:
  • Additional:Patio Covered, Patio Open
Sewer:Public Sewer
Parking Features:Garage,Deeded,Guest
Principal Interest
$7,608
Taxes
$965
HOA
$0

Home Price

$1,500,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$300,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,607.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,607.72 $964.89 $0.00 $8,572.60
Yearly $91,292.60 $11,578.64 $0.00 $102,871.24
Total $2,738,778.11 $347,359.20 $0.00 $3,086,137.31

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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