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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1006 Highway 98 Unit 431 , Destin, FL 32541
$485,000
Est. Payment: $2,459.83/mo
3 Bed
2 Bath
1028 Sqft
Status: active | Days on site: 73
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Deeded Beach Access & unbeatable Destin location make this top-floor 3-Bedroom, 2-Bathroom Condominium a standout opportunity. Enjoy beautiful views & sounds of the waves on the Balcony overlooking the Pool. Coastal Decor & Tile flooring throughout. Open Living & Dining Areas, Kitchen with White Cabinets, Granite Countertops, Breakfast Bar & Stainless Steel Appliances. Stackable Washer & Dryer & Owners Closet. The St Martin Beachwalk Community features a refreshing Pool, perfect for relaxing after a day at the Beach. Enjoy easy Gated Access to the Beach or Big Kahuna's Water Park located directly across the street & many popular restaurants, coffee shops, parks, shopping, local attractions, Crab Island & Gulfarium Marine Adventure Park. Whether you're seeking a primary residence, vacation getaway, or income-producing investment property, this South-of-Hwy 98 gem offers exceptional value. Opportunities to own a 3-bedroom condo with deeded Beach access in this desirable area for under $490,000 are rare. Don't miss your chance--this opportunity is not expected to last long. Enjoy life at the Beach!
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Highlights

Listed by William A Flynn , 850-428-2424 and Catherine H Hicks , 850-586-5301 Berkshire Hathaway Home Services PenFed Realty , 850-267-0013. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1994

County

Okaloosa

Area

14 - Destin

 Neighborhood

St Martin Beachwalk Villas

Listing ID

1004903

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Continue Clean, Refrigerator, Refrigerator W/IceMk, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Newly Painted, Owner's Closet, Pantry

Exterior Features

Others:
  • ▪ Additional:Balcony, Porch, Porch Open
Principal Interest
$2,460
Taxes
$432
HOA
$0

Home Price

$485,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$97,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,459.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,459.83 $432.00 $0.00 $2,891.83
Yearly $29,517.94 $5,184.00 $0.00 $34,701.94
Total $885,538.26 $155,520.00 $0.00 $1,041,058.26

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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