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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1006 Highway 98 Unit 323 , Destin, FL 32541
$514,900
Est. Payment: $2,611.48/mo
3 Bed
2 Bath
1028 Sqft
Status: active | Days on site: 424
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

3 Bedroom SOUTH OF 98!!!! BRAND NEW HVAC + Private Beach Access! Step into coastal elegance with this fully remodeled 3-bedroom, 2-bath second-floor condo, just steps from your gated beach entry. Entertain in style with a designer kitchen featuring granite counters, stainless appliances, pendant lighting, and exquisite cabinetry. Enjoy a spacious split floor plan with hardwood and tile flooring—no carpet! The master suite and living room open to a private balcony, perfect for soaking in the ocean breeze. Updated bathrooms, full-size laundry room, and strong rental history make this a turn-key luxury retreat. Opportunities like this don't last—make your move to beachside bliss today! Do you need 3 Reasons to BUY IN DESTIN? .... Unbeatable Location on the Emerald Coast St. Martin 323 puts you in the heart of Destin's most sought-after coastal experiences. From sugar-white sands and crystal-clear waters to sunrise strolls and sunset views, every moment here is a beach lover's dream. Enjoy instant access to your private, gated beach just steps away. Adventure at Your Doorstep Right across the street is Big Kahuna's Water & Adventure Parkperfect for guests and family fun. Or explore local favorites like Gulfarium Marine Adventure Park for unforgettable marine encounters, fishing charters, and nature reserves. Golfer's Paradise Destin is a golf haven, with 8 courses in the city and 14 more within 20 miles. Four are easily accessible from the Hilton Resort nearbyperfect for morning tee times and relaxing beach afternoons. Own the lifestyle. Own the luxury. Own St. Martin 323.

Highlights

Listed by Kyle V Hock , 850-225-6893 RealJoy Realty LLC , 850-290-8060. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1994

County

Okaloosa

Area

14 - Destin

Neighborhood

St Martin Beachwalk Villas

Listing ID

977611

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Continue Clean, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Breakfast Bar, Lighting Recessed, Lighting Track, Newly Painted, Owner's Closet, Pantry, Washer/Dryer Hookup

Exterior Features

Others:
  • Additional:Balcony
Sewer:Public Sewer
Principal Interest
$2,611
Taxes
$415
HOA
$0

Home Price

$514,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$102,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,611.48

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,611.48 $414.63 $0.00 $3,026.11
Yearly $31,337.71 $4,975.58 $0.00 $36,313.29
Total $940,131.23 $149,267.40 $0.00 $1,089,398.63

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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