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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1006 U.S. 98 Unit 132 , Destin, FL 32541
$499,000
Est. Payment: $2,530.57/mo
3 Bed
3 Bath
1186 Sqft
Status: active | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

TURNKEY condo with deeded beach access in the heart of Destin! This beautifully updated 3-bedroom, 3-bath top-floor unit is ideally located south of Hwy 98, just steps from the sugar-white sands and emerald waters. Offered fully furnished and rental-ready, this property features a spacious private balcony perfect for enjoying warm Gulf breezes. Inside, you'll find a stylish shiplap-accented dining area, a fully equipped kitchen with stainless steel appliances, quartz countertops, and a modern tile backsplash. Luxury vinyl plank flooring runs throughout, complemented by tiled bathroom floors for a clean, coastal finish.

Highlights

Listed by Chris Irons , 256-366-4591 Century 21 AllPoints Realty , 850-837-7800. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Year Built

1993

County

Okaloosa

Area

14 - Destin

Neighborhood

St. Martin Beach Villas

Listing ID

1001625

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:

Exterior Features

Sewer:Public Sewer
Principal Interest
$2,531
Taxes
$318

Home Price

$499,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,530.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,530.57 $318.11 $0.00 $2,848.68
Yearly $30,366.85 $3,817.35 $0.00 $34,184.20
Total $911,005.56 $114,520.50 $0.00 $1,025,526.06

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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