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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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940 E Highway 98 Unit 32 , Destin, FL 32541
$445,000
Est. Payment: $2,256.72/mo
3 Bed
3 Bath
1289 Sqft
Status: active | Days on site: 71
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Welcome to South Bay by the Gulf. Check out this beautifully maintained end unit townhome in the South Bay by the Gulf community in the heart of Destin, Florida. This 1,289 sq ft townhome is 3-bedroom, 2.5-bath unit offers an ideal opportunity as a full-time or second home, or short-term vacation rental. It is being sold FULLY FURNISHED. Positioned on 14 acres, this family-friendly community stretches from Highway 98 to the Gulf. Enjoy 300 feet of private, deep white sand beach along a low-density shoreline. Enjoy the many resort style amenities of South Bay including: 2 pools, 2 kiddie pools, 5 acre fresh water lake, lighted tennis/pickleball courts, shuffle board courts, beach side volley ball, BBQ grilling area and lush grounds made for walking and enjoying the Florida wildlife!
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Highlights

Listed by Nicole H Rattler , 612-226-9156 LPT Realty LLC , 877-366-2213. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1974

County

Okaloosa

Area

14 - Destin

 Neighborhood

Southbay By The Gulf

Listing ID

997786

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:

Exterior Features

Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$2,257
Taxes
$370
HOA
$0

Home Price

$445,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$89,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,256.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,256.72 $370.11 $0.00 $2,626.83
Yearly $27,080.66 $4,441.32 $0.00 $31,521.98
Total $812,419.78 $133,239.60 $0.00 $945,659.38

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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