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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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940 E Highway 98 Unit 124 , Destin, FL 32541
$1,199,000
Est. Payment: $6,081.10/mo
3 Bed
4 Bath
1596 Sqft
Status: pending | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

New Photos Coming Next Week! Escape to this beautifully situated Beach Front 3-bedroom, 3.5-bathroom townhome at Southbay by the Gulf. These Gulf front towhomes do not come up often and are rental machines! Tucked within a secluded, gated community boasting over 300 feet of private Gulf-front beach, Unit 124 offers 3 decks overlooking the Gulf. Southbay's resort-style grounds include two swimming pools, two kiddie pools, lighted tennis courts, shuffleboard, beach volleyball, and a scenic 5-acre freshwater lake -- all just minutes from Destin's best dining, shopping, golf, and deep-sea fishing. A true Gulf Coast retreat for family getaways.

Highlights

Listed by Joshua B Kline , 850-259-9038 Emerald Coast Vacation Rentals & Sales , 850-837-6100. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1974

County

Okaloosa

Area

14 - Destin

Neighborhood

Southbay By The Gulf

Listing ID

1009821

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Washer/Dryer Hookup

Exterior Features

Lot:Gulf
Others:
  • Additional:Balcony, Deck Covered
Sewer:Public Sewer
Principal Interest
$6,081
Taxes
$790
HOA
$0

Home Price

$1,199,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$239,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,081.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,081.10 $789.57 $0.00 $6,870.67
Yearly $72,973.22 $9,474.80 $0.00 $82,448.02
Total $2,189,196.64 $284,244.00 $0.00 $2,473,440.64

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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