Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
main property photo 29
main property photo 30
main property photo 31
main property photo 32
main property photo 33
main property photo 34
main property photo 35
main property photo 36
main property photo 37
main property photo 38
main property photo 39
View All (40)
property photo 1
property photo 2
property photo 3
940 Highway 98 Hwy Unit 81 , Destin, FL 32541
$589,000
Est. Payment: $3,254.14/mo
3 Bed
3 Bath
1289 Sqft
Status: Active | Days on site: 28
Get Pre-Qualified
EHDH - E8126
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator
View agent profile
Email
Call

House Description

Must see this fantastic turn key rental steps from the beach! This 1289 square foot 3 Bedroom 2 1/2 bath end unit t/h style condo offers a great opportunity to own one of the nicest condos at South Bay by the Gulf. Solid comfortable upscale furniture, quality updated white kitchen cabinets with Corian countertops. Knock down ceiling, 18' Diagonal Travertine downstairs and LVP upstairs. Upgraded sliding glass integrated blinds patio door. Patio brick pavers and awning provide a private outdoor oasis for grilling and entertaining. Only steps away from South Bay's beautiful 300' of pristine beach, this family oriented pet friendly community of 109 townhomes occupies 14 landscaped acres spanning Hwy 98 to the Gulf of America. Quiet and relaxing yet convenient to all of Destins many attractions.
Show more

Highlights

Listed by Rick L Basham , Coastal Realty Partners , 850-750-2026. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1974

County

Okaloosa

Area

14 - Destin

 Neighborhood

South Bay By The Gulf #2

Listing ID

1011669

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Laminate,Floor Terrazo,Floor Tile
Other:
  • ▪ Additional:Lighting Recessed, Pantry, Washer/Dryer Hookup

Exterior Features

Others:
  • ▪ Additional:Patio Covered
Sewer:Public Sewer
Principal Interest
$3,254
Taxes
$375
HOA
$0

Home Price

$589,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$117,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,254.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,254.14 $375.49 $0.00 $3,629.63
Yearly $39,049.68 $4,505.85 $0.00 $43,555.53
Total $1,171,490.46 $135,175.50 $0.00 $1,306,665.96

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services