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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1030 U.S. 98 Unit 45 , Destin, FL 32541
$575,000
Est. Payment: $3,176.79/mo
2 Bed
3 Bath
1500 Sqft
Status: Active | Days on site: 21
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Harrison Lilly Team
Owner/Operator

House Description

Experience breathtaking Gulf views and effortless coastal living from this beautifully updated, top-floor condo in the gated Gulf-front community of Silver Dunes. Ideally positioned just steps from Destin's famous sugar-white sand and emerald waters, this two-story residence offers exceptional views, spacious accommodations, and an impressive collection of resort amenities. Recently upgraded, the condo features a gorgeous remodeled kitchen with modern cabinetry, granite countertops, tile flooring, upgraded lighting, and plenty of space for preparing meals and entertaining. The adjoining dining area flows seamlessly into the spacious living room, where large glass doors frame stunning views of the Gulf and open to an expansive full-width balcony. Whether enjoying morning coffee, an afternoon sea breeze, or one of Destin's unforgettable sunsets, this outdoor space is the perfect extension of the living area. The main level also includes a convenient guest half bath. Upstairs, you'll find two generously sized bedrooms, each with its own full ensuite bathroom, along with a laundry area. The Gulf-front primary suite features its own private balcony, creating a peaceful retreat with spectacular views of the coastline. With two queen beds in the primary suite, a double and twin bed in the guest bedroom, and a queen sleeper sofa in the living room, the condo comfortably accommodates up to nine guests. With its desirable Gulf-front location and flexible sleeping arrangements, this property offers excellent potential as a vacation rental, second home, or personal beach retreat. Silver Dunes offers an outstanding resort experience with a large Gulf-front swimming pool, children's pool, expansive beachfront lawn, fitness center, lighted tennis courts, shuffleboard, arcade/game room, grilling areas, and direct access to the beach. Located in the heart of Destin, you're just minutes from some of the area's most popular dining, shopping, golf, fishing, boating, and family attractions, including Destin Harbor and Big Kahuna's Water & Adventure Park. From panoramic Gulf views and multiple balconies to the beautifully remodeled interior and resort-style amenities, this top-floor condo delivers everything you need to enjoy the Destin lifestyle.

Highlights

Listed by Lyndon T Jackson , 850-419-5072 The Naumann Group Real Estate Inc , 850-325-1681. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Year Built

1973

County

Okaloosa

Area

14 - Destin

Neighborhood

Silver Dunes Condo

Listing ID

1012097

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Gulf
Sewer:Public Sewer
Principal Interest
$3,177
Taxes
$367

Home Price

$575,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,176.79

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,176.79 $366.56 $0.00 $3,543.35
Yearly $38,121.51 $4,398.75 $0.00 $42,520.26
Total $1,143,645.18 $131,962.50 $0.00 $1,275,607.68

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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