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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1048 E Highway 98 1501-w , Destin, FL 32541
$1,830,000
Est. Payment: $9,280.45/mo
3 Bed
3 Bath
1914 Sqft
Status: active | Days on site: 183
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to coastal luxury at its finest. This stunning 15th-floor end unit in Silver Beach Towers offers 3 bedrooms, 3 bathrooms, and 1,914 sq ft of elevated Gulf-front living with sweeping East and West views that frame both sunrise and sunset over the emerald waters of the Gulf of Mexico. Step inside to an open living concept filled with natural light and stunning Gulf views from nearly every room. The condo has been freshly painted and features newer tile flooring throughout, updated backsplash in kitchen with tiled kick-back under the kitchen bar, and high-end furniture with matching window treatments in each room! The living space flows effortlessly onto a generous balcony, the perfect vantage point to soak in the panoramic coastal views. Located in the heart of Destin, Si Located in the heart of Destin, Silver Beach Towers offers 600 feet of private sugar-white beachfront, plus an unmatched suite of resort-style amenities. Enjoy two Gulf-front pools, hot tubs, direct beach access, a tiki bar, tennis and pickleball courts, assigned beach-storage closet on the ground floor, and an assigned covered parking space. Everything you need for effortless beach living. This established luxury complex in the heart of Destin provides the ideal blend of comfort, style, and convenience. Don't miss the opportunity to own this exceptional end unit with panoramic Gulf views and a turnkey coastal charm ready for your next chapter in paradise.

Highlights

Listed by Melinda A Koester , 850-691-6087 Epique Realty Inc , 888-893-3537. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2004

County

Okaloosa

Area

14 - Destin

Neighborhood

Silver Beach Towers

Listing ID

990464

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Cooktop, Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Lighting Recessed, Newly Painted, Owner's Closet, Split Bedroom, Walls Wainscoting, Washer/Dryer Hookup

Exterior Features

Lot:Gulf
Others:
  • Additional:Balcony
Sewer:Public Sewer
Parking Features:Garage,Covered,Guest
Principal Interest
$9,280
Taxes
$1,084
HOA
$0

Home Price

$1,830,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$366,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,280.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,280.45 $1,083.96 $0.00 $10,364.41
Yearly $111,365.41 $13,007.55 $0.00 $124,372.96
Total $3,340,962.26 $390,226.50 $0.00 $3,731,188.76

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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