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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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900 Gulf Shore Dr Unit 1 , Destin, FL 32541
$499,000
Est. Payment: $2,530.83/mo
2 Bed
3 Bath
1836 Sqft
Status: active | Days on site: 182
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

The ONLY ONE AVAILABLE! Purchase for only 10% down! Privately gated beach and Waterfront living at its finest! Welcome to PERFECTION! This is a beautifully updated waterfront townhome located in the highly desirable, gated community of Shoreline Towers on Holiday Isle in Destin, Florida. This spacious 2-bedroom, 3-bath home with bonus bunk areas offers over 1,800+ square feet of living space, soaring vaulted ceilings, and stylish modern upgrades throughout. Step inside to discover a freshly renovated interior, featuring new flooring, smooth ceilings, fresh paint, updated windows and doors, a brand-new roof, water heater, and durable hardy board siding with added insulation. The home comes fully furnished, making it ideal for full-time living, a vacation retreat, or a high-performing rental investment. The main level offers an open-concept living and dining area, a fully equipped kitchen with newer storybook white cabinetry, a custom backsplash, tile floors, a breakfast nook, and access to a private courtyard. You'll also find a full bathroom, a full-size laundry room with a folding area and storage cabinets, and a cozy fireplace for cooler evenings. Upstairs, the primary suite includes a king bed, twin bunk bed, and a twin pull-out sofa, along with a private ensuite bath. The guest suite features two queen beds and a twin-over-full bunk bed in a separate sleeping nook - perfect for families or hosting guests. Each bedroom offers ample space and privacy with its own ensuite bathroom. Step outside to your screened-in patio, where you can enjoy serene lakefront views and peaceful mornings by the water. Just a short walk to the deeded private beach access, you'll be soaking up Destin's famous sugar-white sand and emerald-green waters in minutes. Enjoy resort-style living with community amenities including a seasonally heated pool, lighted tennis/pickleball courts, sauna, clubhouse, fitness room, BBQ grills, and lakeside walking paths. Ideally located in the heart of Destin, this townhome is less than 4 miles from Destin Commons and just minutes from world-class dining, shopping, golf courses, and water activities.

Highlights

Listed by Kyle V Hock , 850-225-6893 RealJoy Realty LLC , 850-290-8060. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
2.3

HOA Fee

Year Built

1981

County

Okaloosa

Area

14 - Destin

Neighborhood

Shoreline Towers 4

Listing ID

985973

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet New
Other:
  • Additional:Built-In Bookcases, Ceiling Raised, Ceiling Vaulted, Fireplace, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water,Lake
Zoning:Resid Multi-Family
Others:
  • Additional:Patio Covered, Patio Open, Porch Open, Porch Screened
Sewer:Public Sewer
Principal Interest
$2,531
Taxes
$311
HOA
$0

Home Price

$499,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,530.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,530.83 $310.97 $0.00 $2,841.81
Yearly $30,370.01 $3,731.69 $0.00 $34,101.70
Total $911,100.19 $111,950.70 $0.00 $1,023,050.89

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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