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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4561 Nautical Ct , Destin, FL 32541
$2,350,000
Est. Payment: $11,918.76/mo
5 Bed
5 Bath
4363 Sqft
Status: active | Days on site: 122
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Elegantly positioned on a rare oversized waterfront corner lot in the gated golf community of Regatta Bay, this modern coastal retreat offers a unique blend of privacy, space, and serene water views. Tucked away with generous spacing from neighboring homes, the setting creates a peaceful, private feel within the community. Originally selected as one of Regatta Bay's premier model lots, this homesite was chosen to showcase the very best of the neighborhood, a true testament to its exceptional positioning, privacy, and long-term desirability. The five-bedroom residence is filled with natural light, featuring tall ceilings, expansive windows, and thoughtfully selected designer finishes throughout including a one-of-a-kind Murano chandelier, quartz countertops, and a chef's kitchen with professional-grade appliances. Multiple living spaces, a formal dining area, dedicated office, and a spacious upstairs bonus room that provides flexibility for both entertaining and everyday living. Outdoor living is where this property truly stands out set on a 0.59-acre waterfront parcel with mature trees, a heated pool and spa, summer kitchen, and a private dock perfect for enjoying the water, whether it's a quiet morning or hosting guests. Located just minutes from Destin's top dining, shopping, and the white sand beaches of the Emerald Coast, this home offers a standout lifestyle in one of the area's most desirable gated communities.

Highlights

Listed by Spears Group , 850-710-2114 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.58

HOA Fee

Year Built

1998

County

Okaloosa

Area

14 - Destin

Neighborhood

Regatta Bay Ph 1

Listing ID

1000891

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator W/IceMk, Security System, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace, Kitchen Island, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Corner,Covenants,Restrictions,Sidewalk,Survey Available,Within 1/2 Mile to Water,Lake,Shore - Natural
Lot Dimensions:205’ x 117’ x 211’ x 145’
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Dock, Fenced Back Yard, Hot Tub, Pool - Gunite Concrt, Sprinkler System, Summer Kitchen, Patio Covered, Porch, Porch Open
Sewer:Public Sewer
Parking Features:Golf Cart Enclosed,Guest,Oversized
Principal Interest
$11,919
Taxes
$1,512
HOA
$0

Home Price

$2,350,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$470,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,918.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $11,918.76 $1,511.60 $0.00 $13,430.36
Yearly $143,025.08 $18,139.20 $0.00 $161,164.28
Total $4,290,752.38 $544,176.00 $0.00 $4,834,928.38

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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