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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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408 Kelly Plantation Unit 410 , Destin, FL 32541
$950,000
Est. Payment: $4,817.72/mo
3 Bed
3 Bath
2649 Sqft
Status: active | Days on site: 163
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Positioned within Building 3, the westernmost tower of One Water Place, Residence 410 offers refined luxury condominium living within the gated community of Kelly Plantation. Don't miss this exceptional opportunity to own in one of the Emerald Coast's premier luxury condominium communities. This fourth-floor Barclay floor plan spans over 2,600 square feet and features 3 bedrooms and 2.5 baths. The elevation offers the ideal balance -- high enough for beautiful bay views, yet perfectly positioned for convenient access and ease of day-to-day living. Inside, the open-concept floor plan captures water views from the main living area and primary bedroom, creating a stunning natural backdrop. The primary suite is privately situated apart from the guest wing and offers balcony access. Two additional bedrooms are accessed through a private hallway from the foyer, creating a distinct guest retreat. The thoughtfully designed shared bath functions both as a powder room near the entry and as a full bath for the adjoining bedroom. Additional conveniences include a spacious laundry room with ample storage, a conditioned storage unit located just outside the residence, and two assigned parking spaces in the secured garage. Residents of One Water Place enjoy an exceptional amenity-rich lifestyle, including resort-style pools and hot tubs, a state-of-the-art fitness center, sports lounge, putting green and indoor golf simulator, dog park, garden, movie theater area, art room, walking paths, gated entry----plus much more! Beyond the One Water Place towers, Kelly Plantation offers a premier master-planned setting featuring a Fred Couples Signature golf course, clubhouse and dining, lighted tennis and pickleball courts, community pool and fitness facilities, scenic walking and biking trails, playground, and 24-hour guarded entrances -- all ideally located near Destin's beaches, shopping, dining, and the Mid-Bay Bridge for convenient travel. Residence 410 presents a rare opportunity to secure spacious, sophisticated coastal living in one of Destin's most established luxury communities.

Highlights

Listed by Alison S Sanders , 334-790-3251 Sanders Beach Realty LLC , 850-608-3209. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Okaloosa

Area

14 - Destin

Neighborhood

One Water Place

Listing ID

996379

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Tray/Cofferd, Washer/Dryer Hookup

Exterior Features

Lot:Bay
Others:
  • Additional:Balcony, Summer Kitchen
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$4,818
Taxes
$606
HOA
$0

Home Price

$950,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$190,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,817.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,817.72 $605.63 $0.00 $5,423.35
Yearly $57,812.64 $7,267.50 $0.00 $65,080.14
Total $1,734,379.32 $218,025.00 $0.00 $1,952,404.32

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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