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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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400 Kelly Plantation Dr Unit 401 , Destin, FL 32541
$1,099,000
Est. Payment: $5,573.34/mo
2 Bed
3 Bath
2505 Sqft
Status: active | Days on site: 119
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to One Water Place, unit 401. With over $111,000 in upgrades and renovations, this residence offers exceptional quality and value. Step off the elevator into your private vestibule and be welcomed by custom contemporary double doors with beveled glass, setting the tone for the thoughtful design throughout. This unit also includes a highly sought‑after golf cart space, a rare convenience within the community. Inside, you're immediately drawn to the sweeping views of Choctawhatchee Bay, framed by mature trees and the signature hole of Kelly Plantation Golf Course. As you move toward the main living area, the vista expands over the serene, garden‑inspired setting of the multi‑tiered community pool, creating a peaceful and luxurious backdrop that enhances everyday living. Designer furnishings shown in the home are negotiable. Private elevator vestibule enhances privacy and exclusivity. Custom contemporary double doors with beveled glass create a striking entry. Expansive bay, golf course, and pool views provide a rare and elevated living experience. Over $111,000 in renovations and upgrades throughout the residence. Includes a highly soughtafter golf cart space, a valuable amenity within the community.

Highlights

Listed by Shay Dassa , and Jay Davis , 850-832-1569 Re/Max Beaches , 850-267-0720. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Okaloosa

Area

14 - Destin

Neighborhood

One Water Place At Kelly Plantation

Listing ID

995296

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Elevator, Kitchen Island, Owner's Closet, Pantry, Shelving, Walls Mirrored, Washer/Dryer Hookup

Exterior Features

Others:
  • Additional:Balcony, BBQ Pit/Grill, Columns, Summer Kitchen, Patio Covered
Sewer:Public Sewer
Parking Features:Garage,Covered,Deeded,Golf Cart Covered,Guest
Principal Interest
$5,573
Taxes
$420
HOA
$0

Home Price

$1,099,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,573.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,573.34 $420.02 $0.00 $5,993.36
Yearly $66,880.10 $5,040.25 $0.00 $71,920.35
Total $2,006,403.02 $151,207.50 $0.00 $2,157,610.52

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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