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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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125 Crystal Beach Dr Unit 120 , Destin, FL 32541
$639,000
Est. Payment: $3,240.89/mo
3 Bed
2 Bath
1661 Sqft
Status: pending | Days on site: 44
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

$10,000 towards closing costs, prepaids, and buy downs with an acceptable offer! Welcome to the heart of Crystal Beach, where coastal charm meets effortless living. Whether you're searching for a proven vacation rental, a second home, or a full-time residence, this beautifully furnished, TURNKEY townhome offers the perfect combination of investment potential and everyday comfort. With a great rental history it's ready for your investment or is turn key for personal enjoyment, this property is ready to work for you from day one no matter your endeavor. Ideally located in one of Destin's most desirable beach communities, you'll be just moments from the sugar-white sands of the Gulf, as well as Destin Commons, Whole Foods, premier shopping, restaurants, entertainment, bowling, and a movie theater. The community amenities include a resort-style pool, expansive green space, a dog park, and convenient beach access just a short stroll away. Parking is plentiful with a private one-car garage that's perfect for storing a golf cart or beach gear, two dedicated driveway spaces, and additional guest parking nearby. Best of all, the community is VA approved, making this an outstanding opportunity for primary homeowners as well as investors. Modern conveniences include a Wi-Fi-enabled smart lock and garage keypad, allowing for seamless owner and guest access. Inside, you'll find durable luxury vinyl plank flooring, ceramic tile, granite countertops, and tasteful coastal finishes throughout. The first floor features two well-appointed guest bedrooms, including a spacious king suite and a bunk room with a twin-over-full bunk, along with a full bathroom, laundry area, and garage access with additional storage. Both bedrooms open directly onto the rear patio, creating the perfect spot to relax after a day at the beach or providing easy access to the community dog park. The private primary suite occupies the second floor and serves as a peaceful retreat with a spacious walk-in closet, dual vanities, and an upgraded walk-in shower. Designed for gathering, the open-concept main living area features crisp white cabinetry, granite countertops, a large pantry, generous dining space, and an oversized peninsula with bar seating ideal for entertaining family, friends, or vacation guests. Step outside onto the expansive covered balcony overlooking the community pool--the perfect place to enjoy your morning coffee or unwind with an evening sunset. Whether you're looking to expand your investment portfolio or embrace the laid-back Crystal Beach lifestyle, this exceptional townhome is ready to welcome you home.

Highlights

Listed by Mandy M Reigart , 830-822-7535 Realty ONE Group Emerald Coast , 850-842-3211. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.03

HOA Fee

Year Built

2017

County

Okaloosa

Area

14 - Destin

Neighborhood

One Twenty Five Crystal Beach Drive

Listing ID

1006948

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Breakfast Bar, Owner's Closet, Pantry

Exterior Features

Lot:Within 1/2 Mile to Water
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Patio Covered
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$3,241
Taxes
$611
HOA
$0

Home Price

$639,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$127,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,240.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,240.89 $611.28 $0.00 $3,852.17
Yearly $38,890.65 $7,335.35 $0.00 $46,226.00
Total $1,166,719.48 $220,060.50 $0.00 $1,386,779.98

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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