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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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125 Crystal Beach Dr Unit 114 , Destin, FL 32541
$637,000
Est. Payment: $3,519.33/mo
3 Bed
2 Bath
1661 Sqft
0.03 Acres
Status: Active | Days on site: 34
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Harrison Lilly Team
Owner/Operator

House Description

A location that can't get any better! Positioned in the heart of Crystal Beach, 125 Crystal Beach Drive, Unit 114 offers the ultimate Destin lifestyle just steps from sugar-white sands and emerald waters. This premier beachside address puts Destin's top shopping, dining, and entertainment destinations within easy reach--including Destin Commons, Whole Foods, Destin Harbor, HarborWalk Village, Big Kahuna's Water & Adventure Park, The Track, and many more. Pair that location with a proven track record generating approximately $70,000 in annual gross rental income and exceptionally low HOA fees, and this beautifully updated 3-bedroom, 2.5-bath townhome is truly the whole package. Set within one of Destin's most sought-after resort-style communities, residents and guests enjoy a heated pool, dog park, and lush green space. This is coastal living done right. Step inside to a fully furnished, West Elm-inspired interior where every detail feels curated--polished, breezy, and unmistakably beach-house chic. Turnkey doesn't get much more turnkey than this. The smart reverse floor plan optimizes every square foot. Two guest bedrooms are located downstairs, including a bunk room that provides additional sleeping space, along with a full bathroom and access to the rear patio. Upstairs, the main living level brings the kitchen, dining, and living spaces together in an open layout with granite countertops, stainless steel appliances, and plenty of room to gather. The private primary suite is also located upstairs and includes a walk-in closet and private bath. Just off the living area, a covered balcony with a porch swing creates an inviting extension of the living space--perfect for morning coffee or relaxing after a day at the beach. A private one-car garage provides convenient space for a vehicle, golf cart, bikes, paddle boards, and beach gear, complemented by two additional parking spaces directly in front and guest parking throughout the community. Whether your goal is a high-performing investment, an effortless second home at the beach, or a little of both, Unit 114 offers a rare combination in today's Destin market. Don't miss the opportunity to make this Crystal Beach townhome part of your Destin story! Preferred lender to offer a 2-1 rate buydown upon qualification. Additionally, the seller will provide a one-year home warranty (up to $700) at closing for extra peace of mind.

Highlights

Listed by Adrianna Toth , 850-252-3451 Realty ONE Group Emerald Coast , 850-842-3211. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.03

HOA Fee

Year Built

2018

County

Okaloosa

Area

14 - Destin

Neighborhood

One Twenty Five Crystal Beach Drive

Listing ID

1010643

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl

Exterior Features

Lot:Within 1/2 Mile to Water
Zoning:City
Others:
  • ▪ Additional:Balcony, Patio Covered
Sewer:Public Sewer
Principal Interest
$3,519
Taxes
$553
HOA
$0

Home Price

$637,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$127,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,519.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,519.33 $553.10 $0.00 $4,072.44
Yearly $42,232.00 $6,637.23 $0.00 $48,869.23
Total $1,266,959.97 $199,116.90 $0.00 $1,466,076.87

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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