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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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295 Mattie M Kelly Boulevard , Destin, FL 32541
$309,000
Est. Payment: $1,567.19/mo
3 Bed
3 Bath
1543 Sqft
Status: active | Days on site: 64
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

BRAND NEW 2026 A/C INSIDE & OUT! Water Heater 2022! LVP Throughout! 295 Mattie M. Kelly Blvd. delivers an unbeatable combination of location, value, and lifestyle on the Emerald Coast. Tucked just off Airport Road, this charming townhome offers effortless access to the beach and an array of local attractions--all within minutes. A standout feature is the back-road access, enabling you to skip Hwy 98 and quickly reach hotspots like Destin Harbor, Destin Commons, June White Decker Park, Henderson State Park, Joe's Bayou, and major conveniences like Publix, Winn Dixie, and countless dining and shopping options. Perfect as a primary residence or a savvy long-term rental investment, this property has been thoughtfully updated to blend comfort and style. Recent renovations include durable, modern Luxury Vinyl Plank flooring throughout and brand-new HVAC system (inside and out) installed in 2026, and the hot water heater was replaced in the last few years, so ensuring peace of mind for years to come. Inside, the first floor boasts high ceilings, and a spacious, open-concept living room with a seamless pass-through to the kitchen. The kitchen is both functional and stylish, featuring granite countertops, ample cabinetry, and a pantry for extra storage. Step outside from the living room onto a generous back porch--ideal for relaxing or entertaining--or enjoy the convenience of a highly sought-after 1-car garage. Upstairs, you'll find all three bedrooms, including a generously sized Master Suite with a walk-in closet and an expansive Master Bathroom. The second floor also includes a full guest bathroom and a large laundry room with built-in shelving. All of these luxuries in unit 295 are a rare convenience at this price point. 295 Mattie M. Kelly Blvd. is truly a hidden gem, offering the perfect blend of modern upgrades, unbeatable location, and exceptional value. Whether you're looking for a full-time home or a lucrative investment property, this townhome checks all the boxes. Don't miss your chance to see it for yourself--contact Michael Tucker today to schedule your private showing!

Highlights

Listed by Michael W Tucker , 850-687-4917 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.04

HOA Fee

Year Built

2005

County

Okaloosa

Area

14 - Destin

Neighborhood

Old Bay T/H

Listing ID

1000566

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Lighting Recessed, Lighting Track, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Corner,Covenants,Restrictions,Sidewalk
Zoning:Resid Multi-Family
Others:
  • Additional:Patio Covered, Porch
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$1,567
Taxes
$290
HOA
$0

Home Price

$309,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$61,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,567.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,567.19 $289.73 $0.00 $1,856.92
Yearly $18,806.28 $3,476.74 $0.00 $22,283.02
Total $564,188.29 $104,302.20 $0.00 $668,490.49

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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