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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4000 Gulf Terrace Dr Unit 105 , Destin, FL 32541
$230,000
Est. Payment: $1,166.52/mo
2 Bed
1 Bath
982 Sqft
Status: active | Days on site: 182
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Destin Condo Under $240K - Furnished 2BR Condo + Pond View + STR Allowed + Boat/Trailer Parking + 3 Pools! - Amazing pond views and easy coastal living in this beautifully updated 2-bedroom, 1-bath condo located in the heart of Destin! This charming unit with tons of natural lighting features durable LVP flooring, granite countertops in the kitchen, a full washer and dryer, and comes fully furnished, including a sleeper sofa for additional guest space, making it truly move-in or rental ready. Relax with peaceful amazing water views overlooking the pond, or take advantage of the incredible community amenities, including three swimming pools (one heated), tennis courts, on-site laundry facilities, and a secure gated entrance. The community also offers ample parking for boats, trailers, and recreational vehicles--perfect for embracing the coastal lifestyle. Located just minutes from Destin's gorgeous white-sand beaches, world-class fishing, boating, dining, shopping, and water sports, this property is ideal as a primary residence, vacation getaway, or investment opportunity. Short-term rentals are allowed, making this a fantastic opportunity for investors seeking strong rental potential. Live where others vacation--schedule your private showing today!

Highlights

Listed by Mandani Bell , 850-864-1003 Coldwell Banker Realty , 850-684-1003. Pensacola Association of REALTORS®, Inc.

Property Type

Condo/Townhome

Lot/Acreage
18.75

HOA Fee

8665.56 Annually

Year Built

1973

County

Okaloosa

Neighborhood

None

Listing ID

677916

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Water Heater, Dryer, Washer, Built In Microwave, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Ceiling Fan(s), Master on Main
Water:Public

Exterior Features

Lot:Pond
Zoning:Res Multi
Roof:Metal
Others:
  • Additional:Tennis Court(s), Resale
Sewer:Public Sewer
Parking Features:Parking Lot,RV/Boat Parking
Principal Interest
$1,167
Taxes
$147
HOA
$8,666

Home Price

$230,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$46,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,166.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,166.52 $146.63 $8,665.56 $9,978.70
Yearly $13,998.20 $1,759.50 $103,986.72 $119,744.42
Total $419,945.98 $52,785.00 $3,119,601.60 $3,592,332.58

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.