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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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69 Crystal Beach Unit 14 , Destin, FL 32541
$588,000
Est. Payment: $3,248.62/mo
2 Bed
2 Bath
800 Sqft
0.02 Acres
Status: Pending | Days on site: 27
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to the famous Nantucket Cottages in the heart of Destin's sought-after Crystal Beach community! Rare opportunity to own your very own Beach Cottage and high earning short term rental! These hardly ever come available. This fully furnished home is just what you have been dreaming of! This charming two-story beach cottage offers 800 square feet of coastal living just a short 100-yard stroll from the sugar-white sands and emerald waters of the Gulf with a view from your balcony. This newly updated cottage features two bedrooms, hallway bunks, two bathrooms, tile flooring, an open living and dining area, and inviting outdoor spaces perfect for enjoying the coastal breeze. This Cottage features a unique two-story layout, ideal for two couples or families who want their own space while sharing a getaway. You may even want to live in one and rent out the other! This is the perfect short-term rental or beach home to settle down and enjoy the slow mornings on the beach while jumping in your golf cart and taking a stroll down scenic highway to the local entertainment and dining nearby. Nantucket Cottages offers a community pool and an unbeatable location near the beach, Destin Commons, restaurants, shopping, golf, and all that Destin has to offer. The HOA maintains a master/group insurance policy (buyers should verify exact coverage with HOAs insurance carrier), maintains common grounds, landscaping, walkways, parking, and pool.

Highlights

Listed by Melissa M Melichar , 405-824-3964 1 Percent Lists Florida Coast , 850-376-3865. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.02

HOA Fee

Year Built

1994

County

Okaloosa

Area

14 - Destin

Neighborhood

Nantucket Cottages

Listing ID

1011302

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Newly Painted, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Within 1/2 Mile to Water
Lot Dimensions:Approx. 22' x 32'
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Patio Covered, Patio Open
Principal Interest
$3,249
Taxes
$376
HOA
$0

Home Price

$588,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$117,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,248.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,248.62 $376.38 $0.00 $3,624.99
Yearly $38,983.38 $4,516.54 $0.00 $43,499.92
Total $1,169,501.51 $135,496.20 $0.00 $1,304,997.71

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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