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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4118 Indian Byu N , Destin, FL 32541
$1,250,000
Est. Payment: $6,339.76/mo
5 Bed
3 Bath
3216 Sqft
Status: active | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

4118 Indian Byu N is a rare five-bedroom home tucked away off Indian Trail, a coveted, HOA-free neighborhood in West Destin. This single-story brick home has been remodeled from the inside out to bring people together in an upscale modern setting. Offering 3,216 square feet of reimagined interior space, plus more than 500 square feet of covered porch and screened patio, it is a home built for pool days, s'mores by the fire, and easy, everyday living. This all-brick home features a deep Craftsman-style front porch with tapered square columns, a gabled roofline, and shaker shingle accents. French-style glass doors open into a bright, open-concept great room with 10-foot tray ceilings and natural light pouring through transom-topped windows. Multi-panel sliding glass doors lead out to the screened porch, making indoor-outdoor living easy. Reimagined with modern functional purpose in mind, the formal dining room was transformed into a sophisticated library-inspired parlor, with floor-to-ceiling built-ins and a stylish wine bar that creates an intimate spot to unwind with a good book and your favorite beverage. The parlor flows into the grand living room, anchored by a contemporary entertainment center complete with a sleek linear fireplace and floating shelves, all made for movie nights and long conversation. Anyone who enjoys cooking is sure to fall in love with the chef-inspired kitchen at the center of the home. The oversized island seats six to eight and offers generous prep space, soft-close cabinetry, new stainless appliances, granite counters, and a walk-in pantry, with plenty of room to host a gathering. A dedicated laundry/utility room, with space for a second refrigerator, keeps entertaining effortless. The home's smart split floor plan gives everyone room to spread out. The private primary suite is tucked at the rear, a serene escape with 9-foot tray ceilings, a custom walk-in closet, and a spa-like bath with dual vanities, an oversized walk-in shower, and a garden tub. Four guest bedrooms are positioned for privacy, with two at the front sharing a hall bath and two more guest rooms toward the rear of the home with an additional full hall bath. The far rear bedroom opens directly to the pool and would be an ideal mother-in-law or guest quarters. Outside is where this home really shines. The screened covered porch is perfect for cool winter afternoons, summer evenings, and all the days in between. With custom stamped concrete and a wet bar, it is inviting for year-round use. Beyond it, the backyard features a heated in-ground Gunite pool, a paver deck, and a firepit made for gathering around under the Florida stars. The lot is beautifully landscaped with plants native to Florida, lush green grass, and a spacious side yard with room enough to park a recreational vehicle behind the privacy fence. Move-in ready and minutes from Choctawhatchee Bay, the sugar-white beaches of the Emerald Coast, and the heart of Destin, this single-story home offers something increasingly hard to find: a newer modern build, functional design, and space to make memories.

Highlights

Listed by Stephanie T Lankowski , 850-225-6159 Taylor Allen Properties LLC , 850-259-2894. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.34

Year Built

2014

County

Okaloosa

Area

14 - Destin

Neighborhood

Moreno Acres S/D

Listing ID

1009296

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Wine Refrigerator, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Wall/Window Unit(s),Ceiling Fans
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Pull Down Stairs, Shelving, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:100 x 150
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Fenced Back Yard, Lawn Pump, Sprinkler System, Patio Enclosed, Porch Open
Sewer:Public Sewer
Parking Features:Garage

Open House

Upcoming Open Houses
Sunday 1:00 pm - 3:00 pm Aug 23
Principal Interest
$6,340
Taxes
$934

Home Price

$1,250,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$250,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,339.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,339.76 $933.82 $0.00 $7,273.59
Yearly $76,077.17 $11,205.87 $0.00 $87,283.04
Total $2,282,315.09 $336,176.10 $0.00 $2,618,491.19

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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