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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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207 Ann Cir Unit 9 , Destin, FL 32541
$319,000
Est. Payment: $1,762.43/mo
3 Bed
3 Bath
1386 Sqft
0.05 Acres
Status: Active | Days on site: 91
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Harrison Lilly Team
Owner/Operator

House Description

Perfectly positioned in the heart of Destin, this beautifully designed 3-bedroom, 3 full bathroom townhome offers 1,386 square feet of stylish and functional living -- all with the rare advantage of NO HOA and no monthly fees. Located within walking distance to both Destin Elementary and Destin Middle School, this exceptional property is also just minutes from the sugar-white beaches, championship golf courses, premier shopping, and top dining destinations that make Destin so desirable. Inside, the home showcases modern coastal finishes throughout, including gorgeous white shaker cabinetry, stainless steel appliances, a custom chop block countertop, and a spacious pantry in the kitchen. The open-concept layout is complemented by soaring 9-foot ceilings, luxury vinyl plank flooring throughout the downstairs living areas and all bathrooms, elegant 6-inch baseboards, and vinyl single-hung impact windows that provide both style and peace of mind. Each bathroom has been thoughtfully upgraded with stainless and porcelain sinks, along with LED light-touch mirrors featuring built-in anti-fog technology for a sleek, luxury feel. Additional highlights include a large first-floor storage closet, a spacious private back porch perfect for enjoying breathtaking sunset views, and an oversized 3-car driveway offering ample parking. One of the most convenient features of this location is the ability to access the Mid-Bay Bridge without ever getting onto Highway 98, making commuting EASY! Whether you're searching for a primary residence, second home, or investment opportunity, this Destin property delivers comfort, convenience, and modern coastal living at its finest.

Highlights

Listed by Kyle V Hock , 850-225-6893 RealJoy Realty LLC , 850-290-8060. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.05

Year Built

2022

County

Okaloosa

Area

14 - Destin

Neighborhood

Mikstakel Townhomes

Listing ID

1002201

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet New
Other:
  • ▪ Additional:Ceiling Crwn Molding, Ceiling Raised, Newly Painted, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac,Dead End,Interior,Level,Restrictions,Sidewalk,Survey Available,Within 1/2 Mile to Water,See Remarks
Lot Dimensions:16.5x118
Zoning:City, Resid Multi-Family
Others:
  • ▪ Additional:Porch, Porch Open, Fenced Lot-All, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$1,762
Taxes
$238

Home Price

$319,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$63,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,762.43

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,762.43 $237.62 $0.00 $2,000.05
Yearly $21,149.15 $2,851.43 $0.00 $24,000.58
Total $634,474.46 $85,542.90 $0.00 $720,017.36

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T13:04:46.000Z

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