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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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521 2nd Ave , Destin, FL 32541
$410,000
Est. Payment: $2,265.19/mo
2 Bed
2 Bath
1254 Sqft
0.24 Acres
Status: Active | Days on site: 11
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 521 2nd Ave, a well-kept Destin cottage offering the laid-back coastal lifestyle buyers come here for. Situated on a spacious 0.24-acre lot with no association, this 2-bedroom, 2-bath home offers 1,254 heated square feet, tasteful updates, and excellent outdoor living. Inside, enjoy granite countertops in the kitchen and baths, stainless appliances, neutral finishes, hardwood and tile flooring, and a comfortable layout. The screened porch is perfect for morning coffee or relaxing after a day at the beach. Outside, mature trees, paver parking, a fenced yard, and a generous backyard provide plenty of flexibility. Water and electric are already set up for RV parking, and the home is wired for a commercial generator with 200-amp electrical service. Additional features include a metal roof installed in 2009 and recently serviced HVAC and water heater systems. Located near Joe's Bayou and just minutes from Destin Harbor, beaches, dining, shopping, and everyday conveniences.

Highlights

Listed by Jordan E Vaturi , 843-457-9197 Realty ONE Group Emerald Coast , 850-842-3211. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.24

Year Built

1983

County

Okaloosa

Area

14 - Destin

Neighborhood

Kellys 3Rd Add Destin

Listing ID

1010336

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:

Exterior Features

Lot:Level,Within 1/2 Mile to Water
Lot Dimensions:57 x 182
Zoning:Resid Single Family
Others:
  • ▪ Additional:Porch Screened, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$2,265
Taxes
$261

Home Price

$410,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$82,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,265.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,265.19 $261.38 $0.00 $2,526.57
Yearly $27,182.29 $3,136.50 $0.00 $30,318.79
Total $815,468.74 $94,095.00 $0.00 $909,563.74

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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