Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

4345 Bahia Ln , Destin, FL 32541
$949,900
Est. Payment: $4,817.71/mo
4 Bed
4 Bath
2842 Sqft
Status: active | Days on site: 84
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

This stunning 4-bedroom, 3.5-bath townhome located within Kelly Plantation, in the Brownstone section, overlooks the Bay, a serene Nature Preserve, and the 3rd hole of the Kelly Plantation Golf Course. Offering just under 2,900 square feet of thoughtfully designed living space, this home combines coastal elegance with modern functionality in one of Destin's most prestigious gated communities. The residence features an elevator, a two-car garage with space for a golf cart, and numerous upgrades including a custom master closet, two balconies on the second and third levels, and brick pavers in the fenced backyard. Perfectly designed for everyday living and entertaining, the expansive second-floor kitchen and living area boast a Wolf gas range, Subzero refrigerator, Bosch dishwasher, and abundant custom cabinetry, creating a space that is as functional as it is beautiful. The open-concept interior is bathed in natural light, with soaring ceilings, wide-plank hardwood floors, and a serene, airy palette. The main living area centers around a fireplace adorned with shiplap detailing and a custom wood mantle, flowing effortlessly to the second-level balcony where breathtaking views and a peaceful atmosphere provide the perfect retreat. Upstairs, the primary suite is a luxurious sanctuary with a spa-inspired ensuite featuring a soaking tub, walk-in shower, dual vanities, and a generously sized walk-in closet. The third-level balcony extends the living space outdoors, providing an additional private retreat with serene views. Three additional bedrooms and two full baths offer comfortable accommodations, while a versatile bonus room provides endless possibilities for a media room, office, or fitness space. Outdoor living is enhanced by a fenced backyard, ideal for children or pets, paired with low-maintenance landscaping for a lock-and-leave lifestyle. Additional highlights include a well-appointed laundry room and abundant storage throughout. Residents of Kelly Plantation enjoy world-class amenities, including a championship golf course, scenic walking trails, pickleball, five clay tennis courts with LED lighting, a bayfront boardwalk, resort-style pool, fitness center, and clubhouse. This exceptional home presents a rare opportunity to own a move-in-ready residence that seamlessly blends elevated coastal living, sophisticated design, and unparalleled convenience in one of Destin's most coveted communities.

Highlights

Listed by Jessica Mackrael , 850-687-9888 and Ashley L Patel , 512-571-2062 Coldwell Banker Realty , 850-897-4563. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2013

County

Okaloosa

Area

14 - Destin

Neighborhood

Kelly Plantation S/D

Listing ID

1000065

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor WW Carpet
Other:
  • Additional:Ceiling Vaulted, Elevator, Fireplace, Kitchen Island, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Zoning:Resid Multi-Family
Others:
  • Additional:Balcony
Sewer:Community Sewer
Principal Interest
$4,818
Taxes
$606
HOA
$0

Home Price

$949,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$189,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,817.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,817.71 $605.56 $0.00 $5,423.27
Yearly $57,812.56 $7,266.74 $0.00 $65,079.30
Total $1,734,376.89 $218,002.05 $0.00 $1,952,378.94

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

© 2026 Emerald Coast Multiple Listing Services