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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4300 Breakwater Dr , Destin, FL 32541
$15,000,000
Est. Payment: $76,077.17/mo
8 Bed
9 Bath
15195 Sqft
Status: active | Days on site: 704
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

SPECTACULAR WATERFRONT ESTATE featured on HGTV'S EXTREME HOMES! Welcome to 4300 Breakwater Drive, Destin, Florida's Most Prestigious Waterfront Estate located within the exclusive Waterford of Kelly Plantation; a gated enclave within a gated master-planned community that offers a pristine golf course, club house with restaurant, tennis, and new pickleball courts! This magnificent home displays a fabulous Tuscan style and exquisite features and finishes throughout. Oriented on indisputably the finest bay-front acreage in all of Destin, the sprawling 1.8-acre estate contains over 400' of water frontage on the Choctawhatchee Bay and Jones Bayou, and a brick-paved path to the boat dock. Custom built using the finest of materials and technology, this estate reflects elegance and... sophistication. A brick-paved motor court leads to the dramatic arched limestone entrance, flanked by two lion sculptures and iron Cantera doors. The grand foyer has dual stairways, each with hand railings complementing the styling of the front doors and allows for direct views through to the expansive pool pavilion with the ultimate backdrop: the serene Choctawhatchee Bay waters! The first level features an open, inviting floor plan that is perfect for entertaining family and guests. A formal living and formal dining room flank the grand foyer. The dining room opens to a large wet bar with commercial grade 3' x 5' walk-in cooler and the family/casual dining area/kitchen. A circular floor-to-ceiling aquarium is just one mesmerizing focal point of this grand space. The gourmet kitchen would please the fussiest cook, with plenty of custom cabinetry, professional-grade appliances, and double-stacked granite counters. Just beyond the family room and visible from the kitchen is the home theater room, featuring stadium seating and 113' wide screen. The luxurious master wing has a large bedroom with three televisions mounted to the ceiling over the bed, a waterfront sitting area, a fireplace, a sumptuous designer bathtub, a large walk-in shower, double vanities, and two walk-in closets. Two additional bedroom suites are on the first level, as well as an exercise room. Take the stairs or the elevator to the second level to find three additional bedroom suites, a wet bar and adjoining den, a massage room, a large storage room, two offices with a private entrance, and a large balcony overlooking the bay and pool area. Step outside on the first level to a tropical oasis, with a beach-entry pool, a fountain with swim-up bar, and a lanai with summer kitchen and fireplace. Stacking sliding glass doors open from the family room, formal dining room, and living room onto the lanai, expanding the living and entertaining space. There are two garages, each accommodate three cars. In addition to the main house, a guest house over the north garage has two bedrooms, a full kitchen and living area, and a private entrance. So much thought went into every detail of this magnificent home! Every aspect of this interior has been finely appointed throughout with ruffled stone floors, Alder doors, hardwood floors, intricate trayed and domed ceilings. Also includes conditioned pet rooms with pet doors; a commercial-grade sprinkler system; a geo-thermal heating and cooling system; smart house technology, and much more! This expansive waterfront point at the end of Waterford's private cul-de-sac features lush landscaping, as well as a boat dock. A new whole-house generator was installed in 2024! A property of this caliber is a rarity and will certainly be admired by discriminating ownership that demands the finest details! Please inquire for further details and to schedule a private showing.

Highlights

Listed by John Paul Somers , 850-654-7777 and Rachael A Earley , 850-225-6478 Somers & Company , 850-654-7777. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
1.87

Year Built

2006

County

Okaloosa

Area

14 - Destin

Neighborhood

Kelly Plantation S/D

Listing ID

957086

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:8
  • Bathrooms:9
  • Full Bathrooms:8
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Central Vacuum, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Oven Double, Range Hood, Refrigerator, Security System, Smoke Detector, Stove/Oven Gas, Washer, Wine Refrigerator
Other:
  • Additional:Elevator, Fireplace 2+, Guest Quarters

Exterior Features

Lot:Bulkhead/Seawall,Covenants,Cul-De-Sac,Restrictions,Within 1/2 Mile to Water,See Remarks,Bay,Bayou
Lot Dimensions:324 X 410 X 283
Zoning:Resid Single Family
Others:
  • Additional:Dock, Lawn Pump, Separate Living Area, Shower, Sprinkler System, Summer Kitchen, Patio Covered
Sewer:Public Sewer
Parking Features:Garage,Golf Cart Enclosed,Guest,Oversized,See Remarks
Principal Interest
$76,077
Taxes
$4,366

Home Price

$15,000,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$3,000,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$76,077.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $76,077.17 $4,365.67 $0.00 $80,442.84
Yearly $912,926.04 $52,387.99 $0.00 $965,314.03
Total $27,387,781.14 $1,571,639.70 $0.00 $28,959,420.84

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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